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Finance of America Reverse LLC in Ohio

HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview

LEI 549300S5YL3OH0IVCS62
Reporting agency Department of Housing and Urban Development
State Ohio

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Finance of America Reverse LLC's 2024 HMDA record for Ohio covers 179 applications, 106 of them originated, worth $13m.

Its denial rate in the state was 16.3%, below the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 10.8%.

Applications in the state were about level with 2023.

179applications in OH, 20241.4% of the lender's total
106loans originated$13m
16.3%denial rateOH all lenders 23.5%
—median rate spreadOH 0.5 pp

Compared with the state and the lender's national record

MeasureIn OhioOhio, all lendersFinance of America Reverse LLC, all statesUnited States
Denial rate16.3%23.5%10.8%24.3%
Median rate spread, pp—0.5—0.3
Originations with spread of 1.5 pp or more—17.7%—15.6%
Average originated loan$126k$218k$295k$329k
Home purchase share1.9%51.7%3.5%57.0%
FHA-insured share98.1%12.3%80.1%13.4%
VA-guaranteed share0.0%5.9%0.0%7.9%

Trend by year

ApplicationsOriginations

0931862022: 66 Applications2023: 186 Applications2024: 179 Applications2022: 39 Originations2023: 111 Originations2024: 106 Originations202220232024
Finance of America Reverse LLC in Ohio: applications and originations, 2022–2024

This lender in stateOhio, all lenders

0%12.9%25.8%2022: 7% This lender in state2023: 25.8% This lender in state2024: 16.3% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Ohio

By purpose

Home purchase 2% (2)Home improvement 5% (5)Refinancing 60% (64)Other purpose 33% (35)

By type

Conventional 2% (2)FHA 98% (104)

Denial reasons as coded

Withheld: fewer than 25 denials in the state.

Counties in Ohio

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Finance of America Reverse LLC originate in Ohio in 2024?

106 loans totalling $13m, from 179 applications reported for properties in Ohio.

What is Finance of America Reverse LLC's denial rate in Ohio?

16.3% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 10.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Ohio counties does Finance of America Reverse LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.