Lenders › Fairfield Federal Savings & Loan Association of Lancaster › Ohio
Fairfield Federal Savings & Loan Association of Lancaster in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Ohio, Fairfield Federal Savings & Loan Association of Lancaster reported 155 applications and 102 originations for 2024, $19m in all.
Its denial rate in the state was 12.2%, below the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 12.2%.
Applications in the state were down 21% on 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | Fairfield Federal Savings & Loan Association of Lancaster, all states | United States |
|---|---|---|---|---|
| Denial rate | 12.2% | 23.5% | 12.2% | 24.3% |
| Median rate spread, pp | — | 0.5 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 17.7% | — | 15.6% |
| Average originated loan | $187k | $218k | $187k | $329k |
| Home purchase share | 44.1% | 51.7% | 44.1% | 57.0% |
| FHA-insured share | 0.0% | 12.3% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 5.9% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 44% (45)Refinancing 30% (31)Other purpose 25% (26)
By type
Conventional 100% (102)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Fairfield County | 121 | 85 | $16m | 9.9% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Fairfield Federal Savings & Loan Association of Lancaster originate in Ohio in 2024?
102 loans totalling $19m, from 155 applications reported for properties in Ohio.
What is Fairfield Federal Savings & Loan Association of Lancaster's denial rate in Ohio?
12.2% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 12.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does Fairfield Federal Savings & Loan Association of Lancaster lend in most?
By originations: Fairfield County (85).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.