Lenders › Sun West Mortgage Company, Inc › Florida
Sun West Mortgage Company, Inc in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Sun West Mortgage Company, Inc's 2024 HMDA record for Florida covers 1,408 applications, 574 of them originated, worth $192m.
Its denial rate in the state was 25.2%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 18.0%.
The median rate spread on its Florida originations was 0.0 percentage points (state median 0.3).
Applications in the state were up 21% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Sun West Mortgage Company, Inc, all states | United States |
|---|---|---|---|---|
| Denial rate | 25.2% | 29.0% | 18.0% | 24.3% |
| Median rate spread, pp | 0.0 | 0.3 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 6.1% | 16.4% | 7.4% | 15.6% |
| Average originated loan | $334k | $359k | $327k | $329k |
| Home purchase share | 39.2% | 62.9% | 53.2% | 57.0% |
| FHA-insured share | 57.1% | 17.7% | 50.8% | 13.4% |
| VA-guaranteed share | 27.4% | 9.5% | 22.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 39% (225)Refinancing 15% (88)Cash-out refinancing 45% (261)
By type
Conventional 16% (89)FHA 57% (328)VA 27% (157)
Denial reasons as coded
Share of 289 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 127 | 55 | $18m | 19.0% |
| Polk County | 96 | 38 | $12m | 24.1% |
| Pinellas County | 58 | 33 | $11m | 18.0% |
| Broward County | 73 | 29 | $11m | 17.7% |
| Orange County | 69 | 29 | $10.0m | 29.3% |
| Miami-Dade County | 95 | 27 | $11m | 22.5% |
| Palm Beach County | 74 | 25 | $12m | 35.1% |
| Volusia County | 54 | 25 | $6.9m | 25.5% |
| Duval County | 65 | 24 | $6.5m | 30.6% |
| Osceola County | 53 | 21 | $6.7m | 27.5% |
| Marion County | 33 | 21 | $6.1m | 17.2% |
| Lee County | 56 | 19 | $6.3m | 30.4% |
| Pasco County | 50 | 19 | $6.6m | 24.3% |
| St. Lucie County | 44 | 18 | $5.7m | 29.4% |
| Lake County | 42 | 18 | $6.3m | 28.9% |
| Brevard County | 38 | 17 | $5.9m | 22.6% |
| St. Johns County | 28 | 12 | $5.2m | 30.8% |
| Seminole County | 29 | 11 | $4.4m | — |
| Hernando County | 31 | 10 | $2.5m | 30.8% |
| Sarasota County | 27 | 9 | $3.0m | — |
| Clay County | 25 | 8 | $2.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Sun West Mortgage Company, Inc originate in Florida in 2024?
574 loans totalling $192m, from 1,408 applications reported for properties in Florida.
What is Sun West Mortgage Company, Inc's denial rate in Florida?
25.2% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 18.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Sun West Mortgage Company, Inc lend in most?
By originations: Hillsborough County (55), Polk County (38), Pinellas County (33), Broward County (29), Orange County (29).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.