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Sun West Mortgage Company, Inc in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 549300SK2GVCQXPD4S58
Reporting agency Department of Housing and Urban Development
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Indiana, Sun West Mortgage Company, Inc reported 161 applications and 81 originations for 2024, $21m in all.

Its denial rate in the state was 24.6%, above the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 18.0%.

The median rate spread on its Indiana originations was 0.4 percentage points (state median 0.5).

Applications in the state were up 64% on 2023.

161applications in IN, 20241.3% of the lender's total
81loans originated$21m
24.6%denial rateIN all lenders 21.5%
0.4 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersSun West Mortgage Company, Inc, all statesUnited States
Denial rate24.6%21.5%18.0%24.3%
Median rate spread, pp0.40.50.20.3
Originations with spread of 1.5 pp or more6.8%15.8%7.4%15.6%
Average originated loan$255k$216k$327k$329k
Home purchase share38.3%53.1%53.2%57.0%
FHA-insured share60.5%14.5%50.8%13.4%
VA-guaranteed share23.5%6.0%22.9%7.9%

Trend by year

ApplicationsOriginations

01793582022: 358 Applications2023: 98 Applications2024: 161 Applications2022: 98 Originations2023: 48 Originations2024: 81 Originations202220232024
Sun West Mortgage Company, Inc in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%12.3%24.6%2022: 23.9% This lender in state2023: 21.8% This lender in state2024: 24.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 38% (31)Refinancing 26% (21)Cash-out refinancing 36% (29)

By type

Conventional 16% (13)FHA 60% (49)VA 23% (19)

Denial reasons as coded

Credit history63.6%
Debt-to-income ratio30.3%
Other6.1%
Employment history0%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 33 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Marion County3314$3.3m23.1%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Sun West Mortgage Company, Inc originate in Indiana in 2024?

81 loans totalling $21m, from 161 applications reported for properties in Indiana.

What is Sun West Mortgage Company, Inc's denial rate in Indiana?

24.6% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 18.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does Sun West Mortgage Company, Inc lend in most?

By originations: Marion County (14).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.