Lenders › Centier Bank › Indiana
Centier Bank in Indiana
HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Indiana, Centier Bank reported 2,794 applications and 1,828 originations for 2024, $410m in all.
Its denial rate in the state was 23.2%, close to the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 19.4%.
The median rate spread on its Indiana originations was 1.1 percentage points (state median 0.5).
Applications in the state were down 21% on 2023.
Compared with the state and the lender's national record
| Measure | In Indiana | Indiana, all lenders | Centier Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 23.2% | 21.5% | 19.4% | 24.3% |
| Median rate spread, pp | 1.1 | 0.5 | 1.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 42.2% | 15.8% | 46.3% | 15.6% |
| Average originated loan | $224k | $216k | $231k | $329k |
| Home purchase share | 35.7% | 53.1% | 40.8% | 57.0% |
| FHA-insured share | 2.1% | 14.5% | 1.9% | 13.4% |
| VA-guaranteed share | 0.3% | 6.0% | 0.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIndiana, all lenders
Loan purpose and loan type in Indiana
By purpose
Home purchase 36% (653)Home improvement 36% (667)Refinancing 15% (274)Cash-out refinancing 2% (45)Other purpose 10% (189)
By type
Conventional 98% (1,783)FHA 2% (38)VA 0% (5)USDA 0% (2)
Denial reasons as coded
Share of 594 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Indiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Lake County | 1,018 | 642 | $92m | 25.5% |
| Porter County | 569 | 393 | $57m | 20.8% |
| Marion County | 164 | 110 | $23m | 23.3% |
| LaPorte County | 148 | 102 | $15m | 21.5% |
| Tippecanoe County | 148 | 99 | $19m | 21.9% |
| Elkhart County | 115 | 74 | $8.7m | 22.0% |
| St. Joseph County | 138 | 69 | $8.7m | 37.0% |
| Hamilton County | 99 | 67 | $128m | 19.1% |
| White County | 40 | 30 | $5.0m | 8.8% |
| Boone County | 32 | 25 | $13m | 13.8% |
| Jasper County | 34 | 24 | $3.1m | 25.0% |
| Marshall County | 28 | 23 | $2.7m | 14.8% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Centier Bank originate in Indiana in 2024?
1,828 loans totalling $410m, from 2,794 applications reported for properties in Indiana.
What is Centier Bank's denial rate in Indiana?
23.2% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 19.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Indiana counties does Centier Bank lend in most?
By originations: Lake County (642), Porter County (393), Marion County (110), LaPorte County (102), Tippecanoe County (99).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.