Lenders › New Day Financial, LLC. › Florida
New Day Financial, LLC. in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Florida, New Day Financial, LLC. reported 5,044 applications and 674 originations for 2024, $204m in all.
Its denial rate in the state was 64.6%, above the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 58.5%.
The median rate spread on its Florida originations was 1.4 percentage points (state median 0.3).
Applications in the state were up 31% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | New Day Financial, LLC., all states | United States |
|---|---|---|---|---|
| Denial rate | 64.6% | 29.0% | 58.5% | 24.3% |
| Median rate spread, pp | 1.4 | 0.3 | 1.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 37.7% | 16.4% | 44.5% | 15.6% |
| Average originated loan | $303k | $359k | $267k | $329k |
| Home purchase share | 11.0% | 62.9% | 6.2% | 57.0% |
| FHA-insured share | 2.7% | 17.7% | 2.4% | 13.4% |
| VA-guaranteed share | 97.0% | 9.5% | 97.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 11% (74)Refinancing 7% (49)Cash-out refinancing 80% (537)Other purpose 2% (14)
By type
Conventional 0% (2)FHA 3% (18)VA 97% (654)
Denial reasons as coded
Share of 1,377 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Duval County | 303 | 43 | $11m | 64.9% |
| Marion County | 245 | 42 | $11m | 57.0% |
| Polk County | 223 | 40 | $11m | 53.8% |
| Brevard County | 227 | 39 | $11m | 55.3% |
| Hillsborough County | 339 | 36 | $12m | 63.9% |
| Pasco County | 215 | 35 | $9.1m | 60.8% |
| Volusia County | 240 | 32 | $11m | 64.8% |
| Orange County | 207 | 26 | $10.0m | 63.0% |
| Escambia County | 152 | 25 | $7.0m | 55.0% |
| Santa Rosa County | 109 | 22 | $6.8m | 34.3% |
| Lake County | 150 | 21 | $6.3m | 62.9% |
| Pinellas County | 195 | 20 | $6.8m | 71.6% |
| St. Lucie County | 131 | 19 | $6.1m | 62.7% |
| Clay County | 112 | 19 | $5.5m | 58.2% |
| Okaloosa County | 97 | 17 | $4.6m | 62.2% |
| Broward County | 182 | 16 | $6.1m | 74.7% |
| Flagler County | 79 | 16 | $5.2m | 52.8% |
| Hernando County | 112 | 14 | $3.8m | 70.2% |
| Palm Beach County | 189 | 13 | $4.6m | 82.5% |
| Seminole County | 93 | 13 | $3.9m | 67.5% |
| St. Johns County | 78 | 13 | $4.7m | 55.9% |
| Sumter County | 59 | 13 | $4.0m | 44.0% |
| Lee County | 150 | 11 | $3.7m | 84.7% |
| Osceola County | 95 | 11 | $3.6m | 64.7% |
| Citrus County | 103 | 10 | $2.6m | 72.5% |
| Manatee County | 67 | 10 | $3.5m | 70.3% |
| Sarasota County | 104 | 9 | $3.7m | 76.1% |
| Charlotte County | 84 | 7 | $2.3m | 76.5% |
| Bay County | 67 | 7 | $2.1m | — |
| Highlands County | 60 | 7 | $1.7m | — |
| Indian River County | 53 | 7 | $1.9m | 66.7% |
| Miami-Dade County | 104 | 6 | $2.2m | 85.4% |
| Leon County | 43 | 6 | $1.5m | — |
| Walton County | 25 | 5 | $1.6m | — |
| Columbia County | 27 | 4 | $1.4m | — |
| Collier County | 41 | 3 | $1.1m | — |
| Alachua County | 47 | 2 | $900k | — |
| Nassau County | 26 | 1 | $365k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did New Day Financial, LLC. originate in Florida in 2024?
674 loans totalling $204m, from 5,044 applications reported for properties in Florida.
What is New Day Financial, LLC.'s denial rate in Florida?
64.6% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 58.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does New Day Financial, LLC. lend in most?
By originations: Duval County (43), Marion County (42), Polk County (40), Brevard County (39), Hillsborough County (36).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.