Lenders › New Day Financial, LLC. › Louisiana
New Day Financial, LLC. in Louisiana
HMDA record for properties in Louisiana, calendar year 2024. National record · Louisiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
New Day Financial, LLC.'s 2024 HMDA record for Louisiana covers 815 applications, 105 of them originated, worth $22m.
Its denial rate in the state was 68.8%, above the Louisiana rate of 30.2% across all lenders and compared with the lender's national rate of 58.5%.
The median rate spread on its Louisiana originations was 1.5 percentage points (state median 0.4).
Applications in the state were up 30% on 2023.
Compared with the state and the lender's national record
| Measure | In Louisiana | Louisiana, all lenders | New Day Financial, LLC., all states | United States |
|---|---|---|---|---|
| Denial rate | 68.8% | 30.2% | 58.5% | 24.3% |
| Median rate spread, pp | 1.5 | 0.4 | 1.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 49.5% | 17.0% | 44.5% | 15.6% |
| Average originated loan | $212k | $234k | $267k | $329k |
| Home purchase share | 8.6% | 63.7% | 6.2% | 57.0% |
| FHA-insured share | 3.8% | 20.7% | 2.4% | 13.4% |
| VA-guaranteed share | 96.2% | 9.3% | 97.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateLouisiana, all lenders
Loan purpose and loan type in Louisiana
By purpose
Home purchase 9% (9)Refinancing 10% (11)Cash-out refinancing 77% (81)Other purpose 4% (4)
By type
Denial reasons as coded
Share of 253 denials in Louisiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Louisiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 68 | 11 | $2.7m | 58.6% |
| Caddo Parish | 56 | 10 | $1.4m | 66.7% |
| Bossier Parish | 45 | 8 | $2.0m | — |
| St. Tammany Parish | 60 | 6 | $1.9m | — |
| Ouachita Parish | 32 | 6 | $1.1m | — |
| Ascension Parish | 28 | 6 | $1.4m | — |
| Rapides Parish | 34 | 5 | $1.0m | — |
| Orleans Parish | 53 | 4 | $1.1m | — |
| Lafayette Parish | 48 | 4 | $800k | — |
| Tangipahoa Parish | 40 | 3 | $575k | — |
| Jefferson Parish | 51 | 2 | $770k | — |
| Calcasieu Parish | 44 | 2 | $380k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did New Day Financial, LLC. originate in Louisiana in 2024?
105 loans totalling $22m, from 815 applications reported for properties in Louisiana.
What is New Day Financial, LLC.'s denial rate in Louisiana?
68.8% of decided applications in Louisiana were denied, against 30.2% for all lenders in the state and 58.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Louisiana counties does New Day Financial, LLC. lend in most?
By originations: East Baton Rouge Parish (11), Caddo Parish (10), Bossier Parish (8), St. Tammany Parish (6), Ouachita Parish (6).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Louisiana. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.