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Alliant Credit Union in Connecticut

HMDA record for properties in Connecticut, calendar year 2024. National record · Connecticut overview

LEI 549300T94GSH3C4U5M59
Reporting agency National Credit Union Administration
State Connecticut

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Connecticut, Alliant Credit Union reported 141 applications and 81 originations for 2024, $20m in all.

Its denial rate in the state was 32.5%, above the Connecticut rate of 23.7% across all lenders and compared with the lender's national rate of 34.6%.

The median rate spread on its Connecticut originations was -0.0 percentage points (state median 0.3).

Applications in the state were up 33% on 2023.

141applications in CT, 20241.2% of the lender's total
81loans originated$20m
32.5%denial rateCT all lenders 23.7%
-0.0 ppmedian rate spreadCT 0.3 pp

Compared with the state and the lender's national record

MeasureIn ConnecticutConnecticut, all lendersAlliant Credit Union, all statesUnited States
Denial rate32.5%23.7%34.6%24.3%
Median rate spread, pp-0.00.30.50.3
Originations with spread of 1.5 pp or more24.7%14.8%29.5%15.6%
Average originated loan$252k$325k$276k$329k
Home purchase share37.0%52.6%38.4%57.0%
FHA-insured share0.0%9.1%0.3%13.4%
VA-guaranteed share3.7%3.5%1.3%7.9%

Trend by year

ApplicationsOriginations

070.51412022: 112 Applications2023: 106 Applications2024: 141 Applications2022: 55 Originations2023: 43 Originations2024: 81 Originations202220232024
Alliant Credit Union in Connecticut: applications and originations, 2022–2024

This lender in stateConnecticut, all lenders

0%27.3%54.5%2022: 45.9% This lender in state2023: 54.5% This lender in state2024: 32.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Connecticut

By purpose

Home purchase 37% (30)Home improvement 20% (16)Refinancing 17% (14)Cash-out refinancing 1% (1)Other purpose 25% (20)

By type

Conventional 96% (78)VA 4% (3)

Denial reasons as coded

Debt-to-income ratio36.6%
Credit history31.7%
Credit application incomplete17.1%
Collateral14.6%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%
Other0%

Share of 41 denials in Connecticut by first denial reason coded (outlined bar: all lenders in the state).

Counties in Connecticut

CountyApplicationsOriginationsAmountDenial rate
Western Connecticut Planning Region4434$8.3m17.1%
Capitol Planning Region2714$4.0m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Alliant Credit Union originate in Connecticut in 2024?

81 loans totalling $20m, from 141 applications reported for properties in Connecticut.

What is Alliant Credit Union's denial rate in Connecticut?

32.5% of decided applications in Connecticut were denied, against 23.7% for all lenders in the state and 34.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Connecticut counties does Alliant Credit Union lend in most?

By originations: Western Connecticut Planning Region (34), Capitol Planning Region (14).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Connecticut. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.