Lenders › Centris Federal Credit Union › Nebraska
Centris Federal Credit Union in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Nebraska, Centris Federal Credit Union reported 1,828 applications and 1,147 originations for 2024, $137m in all.
Its denial rate in the state was 22.9%, above the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 23.0%.
The median rate spread on its Nebraska originations was 0.2 percentage points (state median 0.3).
Applications in the state were up 9% on 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | Centris Federal Credit Union, all states | United States |
|---|---|---|---|---|
| Denial rate | 22.9% | 17.2% | 23.0% | 24.3% |
| Median rate spread, pp | 0.2 | 0.3 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 17.6% | 13.8% | 17.7% | 15.6% |
| Average originated loan | $119k | $231k | $115k | $329k |
| Home purchase share | 17.9% | 59.8% | 17.4% | 57.0% |
| FHA-insured share | 0.0% | 10.4% | 0.0% | 13.4% |
| VA-guaranteed share | 0.1% | 8.7% | 0.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 18% (205)Home improvement 30% (348)Refinancing 13% (144)Cash-out refinancing 2% (27)Other purpose 37% (423)
By type
Conventional 100% (1,146)VA 0% (1)
Denial reasons as coded
Share of 364 denials in Nebraska by first denial reason coded (outlined bar: all lenders in the state).
Counties in Nebraska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Douglas County | 1,079 | 671 | $81m | 22.7% |
| Sarpy County | 435 | 273 | $35m | 24.6% |
| Lincoln County | 104 | 71 | $6.0m | 18.9% |
| Hall County | 68 | 46 | $4.1m | 21.3% |
| Cass County | 33 | 20 | $2.6m | 23.1% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Centris Federal Credit Union originate in Nebraska in 2024?
1,147 loans totalling $137m, from 1,828 applications reported for properties in Nebraska.
What is Centris Federal Credit Union's denial rate in Nebraska?
22.9% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 23.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does Centris Federal Credit Union lend in most?
By originations: Douglas County (671), Sarpy County (273), Lincoln County (71), Hall County (46), Cass County (20).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.