Lenders › First Farmers Bank & Trust › Indiana
First Farmers Bank & Trust in Indiana
HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Indiana, First Farmers Bank & Trust reported 1,066 applications and 747 originations for 2024, $162m in all.
Its denial rate in the state was 16.6%, below the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 17.4%.
The median rate spread on its Indiana originations was 0.4 percentage points (state median 0.5).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Indiana | Indiana, all lenders | First Farmers Bank & Trust, all states | United States |
|---|---|---|---|---|
| Denial rate | 16.6% | 21.5% | 17.4% | 24.3% |
| Median rate spread, pp | 0.4 | 0.5 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 4.8% | 15.8% | 4.9% | 15.6% |
| Average originated loan | $217k | $216k | $218k | $329k |
| Home purchase share | 35.6% | 53.1% | 36.8% | 57.0% |
| FHA-insured share | 0.0% | 14.5% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 6.0% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIndiana, all lenders
Loan purpose and loan type in Indiana
By purpose
Home purchase 36% (266)Home improvement 23% (172)Refinancing 5% (37)Cash-out refinancing 20% (150)Other purpose 16% (122)
By type
Conventional 100% (747)
Denial reasons as coded
Share of 174 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Indiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Howard County | 196 | 139 | $17m | 17.0% |
| Miami County | 117 | 91 | $8.9m | 12.8% |
| Grant County | 82 | 63 | $6.4m | 13.4% |
| Cass County | 65 | 48 | $4.6m | 18.5% |
| Starke County | 66 | 45 | $4.0m | 22.7% |
| Tipton County | 64 | 45 | $6.8m | 14.1% |
| Vigo County | 55 | 34 | $5.0m | 25.5% |
| Madison County | 51 | 31 | $5.8m | 28.0% |
| Sullivan County | 37 | 30 | $2.9m | 8.1% |
| Hamilton County | 41 | 28 | $10m | 9.8% |
| Wabash County | 37 | 25 | $1.9m | 21.6% |
| Tippecanoe County | 33 | 22 | $7.7m | 6.1% |
| Clay County | 26 | 16 | $1.7m | 26.9% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did First Farmers Bank & Trust originate in Indiana in 2024?
747 loans totalling $162m, from 1,066 applications reported for properties in Indiana.
What is First Farmers Bank & Trust's denial rate in Indiana?
16.6% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 17.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Indiana counties does First Farmers Bank & Trust lend in most?
By originations: Howard County (139), Miami County (91), Grant County (63), Cass County (48), Starke County (45).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.