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Lincoln Federal Svgs Bk of Ne in Nebraska

HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview

LEI 549300U82B82JH54TO79
Reporting agency Office of the Comptroller of the Currency
State Nebraska

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lincoln Federal Svgs Bk of Ne's 2024 HMDA record for Nebraska covers 993 applications, 805 of them originated, worth $207m.

Its denial rate in the state was 3.3%, below the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 3.3%.

The median rate spread on its Nebraska originations was 0.0 percentage points (state median 0.3).

Applications in the state were up 13% on 2023.

993applications in NE, 202497.0% of the lender's total
805loans originated$207m
3.3%denial rateNE all lenders 17.2%
0.0 ppmedian rate spreadNE 0.3 pp

Compared with the state and the lender's national record

MeasureIn NebraskaNebraska, all lendersLincoln Federal Svgs Bk of Ne, all statesUnited States
Denial rate3.3%17.2%3.3%24.3%
Median rate spread, pp0.00.30.00.3
Originations with spread of 1.5 pp or more5.5%13.8%5.5%15.6%
Average originated loan$257k$231k$260k$329k
Home purchase share87.0%59.8%87.0%57.0%
FHA-insured share11.4%10.4%11.1%13.4%
VA-guaranteed share6.2%8.7%6.5%7.9%

Trend by year

ApplicationsOriginations

0549.51,0992022: 1,099 Applications2023: 876 Applications2024: 993 Applications2022: 884 Originations2023: 695 Originations2024: 805 Originations202220232024
Lincoln Federal Svgs Bk of Ne in Nebraska: applications and originations, 2022–2024

This lender in stateNebraska, all lenders

0%8.6%17.2%2022: 2.4% This lender in state2023: 3.2% This lender in state2024: 3.3% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Nebraska

By purpose

Home purchase 87% (700)Home improvement 2% (15)Refinancing 6% (47)Cash-out refinancing 4% (30)Other purpose 2% (13)

By type

Conventional 82% (658)FHA 11% (92)VA 6% (50)USDA 1% (5)

Denial reasons as coded

Debt-to-income ratio67.9%
Credit history10.7%
Collateral10.7%
Insufficient cash (downpayment, closing costs)7.1%
Other3.6%
Employment history0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 28 denials in Nebraska by first denial reason coded (outlined bar: all lenders in the state).

Counties in Nebraska

CountyApplicationsOriginationsAmountDenial rate
Lancaster County794645$166m3.6%
Douglas County6455$15m1.8%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lincoln Federal Svgs Bk of Ne originate in Nebraska in 2024?

805 loans totalling $207m, from 993 applications reported for properties in Nebraska.

What is Lincoln Federal Svgs Bk of Ne's denial rate in Nebraska?

3.3% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 3.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Nebraska counties does Lincoln Federal Svgs Bk of Ne lend in most?

By originations: Lancaster County (645), Douglas County (55).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.