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Taylor Morrison Home Funding, Inc. in Florida

HMDA record for properties in Florida, calendar year 2024. National record · Florida overview

LEI 549300UI36AJZ0WZ4U93
Reporting agency Department of Housing and Urban Development
State Florida

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Florida, Taylor Morrison Home Funding, Inc. reported 2,895 applications and 1,832 originations for 2024, $722m in all.

Its denial rate in the state was 20.7%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 11.0%.

The median rate spread on its Florida originations was -0.6 percentage points (state median 0.3).

Applications in the state were up 15% on 2023.

2,895applications in FL, 202423.9% of the lender's total
1,832loans originated$722m
20.7%denial rateFL all lenders 29.0%
-0.6 ppmedian rate spreadFL 0.3 pp

Compared with the state and the lender's national record

MeasureIn FloridaFlorida, all lendersTaylor Morrison Home Funding, Inc., all statesUnited States
Denial rate20.7%29.0%11.0%24.3%
Median rate spread, pp-0.60.3-0.60.3
Originations with spread of 1.5 pp or more0.1%16.4%0.1%15.6%
Average originated loan$394k$359k$464k$329k
Home purchase share100.0%62.9%99.9%57.0%
FHA-insured share25.3%17.7%17.7%13.4%
VA-guaranteed share6.6%9.5%6.3%7.9%

Trend by year

ApplicationsOriginations

01447.52,8952022: 2,658 Applications2023: 2,509 Applications2024: 2,895 Applications2022: 1,505 Originations2023: 1,578 Originations2024: 1,832 Originations202220232024
Taylor Morrison Home Funding, Inc. in Florida: applications and originations, 2022–2024

This lender in stateFlorida, all lenders

0%15.1%30.2%2022: 10.3% This lender in state2023: 12.5% This lender in state2024: 20.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Florida

By purpose

Home purchase 100% (1,832)

By type

Conventional 68% (1,247)FHA 25% (464)VA 7% (121)

Denial reasons as coded

Debt-to-income ratio65.1%
Employment history13%
Credit history10.5%
Other5.2%
Insufficient cash (downpayment, closing costs)3.1%
Unverifiable information2.3%
Credit application incomplete0.8%
Collateral0%
Mortgage insurance denied0%

Share of 478 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).

Counties in Florida

CountyApplicationsOriginationsAmountDenial rate
Manatee County621425$170m12.7%
Pasco County449294$143m10.3%
Sarasota County435290$112m15.5%
Osceola County449267$88m34.2%
Polk County366189$56m36.6%
Lee County11380$37m11.1%
St. Lucie County11976$28m14.6%
Collier County11766$37m21.4%
Volusia County5738$14m19.1%
Lake County5238$13m15.6%
Charlotte County3924$5.4m11.1%
Orange County3923$11m28.1%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Taylor Morrison Home Funding, Inc. originate in Florida in 2024?

1,832 loans totalling $722m, from 2,895 applications reported for properties in Florida.

What is Taylor Morrison Home Funding, Inc.'s denial rate in Florida?

20.7% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 11.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Florida counties does Taylor Morrison Home Funding, Inc. lend in most?

By originations: Manatee County (425), Pasco County (294), Sarasota County (290), Osceola County (267), Polk County (189).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.