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Taylor Morrison Home Funding, Inc. in Texas

HMDA record for properties in Texas, calendar year 2024. National record · Texas overview

LEI 549300UI36AJZ0WZ4U93
Reporting agency Department of Housing and Urban Development
State Texas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Texas, Taylor Morrison Home Funding, Inc. reported 2,980 applications and 2,521 originations for 2024, $1.1bn in all.

Its denial rate in the state was 7.0%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 11.0%.

The median rate spread on its Texas originations was -0.8 percentage points (state median 0.2).

Applications in the state were up 13% on 2023.

2,980applications in TX, 202424.6% of the lender's total
2,521loans originated$1.1bn
7.0%denial rateTX all lenders 26.0%
-0.8 ppmedian rate spreadTX 0.2 pp

Compared with the state and the lender's national record

MeasureIn TexasTexas, all lendersTaylor Morrison Home Funding, Inc., all statesUnited States
Denial rate7.0%26.0%11.0%24.3%
Median rate spread, pp-0.80.2-0.60.3
Originations with spread of 1.5 pp or more0.0%11.8%0.1%15.6%
Average originated loan$455k$350k$464k$329k
Home purchase share99.9%72.8%99.9%57.0%
FHA-insured share18.8%19.8%17.7%13.4%
VA-guaranteed share3.6%10.4%6.3%7.9%

Trend by year

ApplicationsOriginations

01,4902,9802022: 2,885 Applications2023: 2,630 Applications2024: 2,980 Applications2022: 1,827 Originations2023: 2,052 Originations2024: 2,521 Originations202220232024
Taylor Morrison Home Funding, Inc. in Texas: applications and originations, 2022–2024

This lender in stateTexas, all lenders

0%13.9%27.9%2022: 5.8% This lender in state2023: 5.8% This lender in state2024: 7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Texas

By purpose

Home purchase 100% (2,518)Refinancing 0% (2)Cash-out refinancing 0% (1)

By type

Conventional 77% (1,952)FHA 19% (475)VA 4% (91)USDA 0% (3)

Denial reasons as coded

Debt-to-income ratio65.4%
Other10.5%
Employment history9.4%
Credit history8.9%
Insufficient cash (downpayment, closing costs)2.6%
Credit application incomplete2.1%
Unverifiable information1%
Collateral0%
Mortgage insurance denied0%

Share of 191 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Texas

CountyApplicationsOriginationsAmountDenial rate
Harris County645517$197m11.0%
Travis County528464$226m3.9%
Williamson County443391$184m2.7%
Denton County441378$199m6.9%
Collin County277252$131m6.0%
Fort Bend County291212$81m14.9%
Hays County148134$57m2.2%
Kaufman County7560$16m11.8%
Galveston County6154$32m1.8%
Tarrant County6052$17m5.5%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Taylor Morrison Home Funding, Inc. originate in Texas in 2024?

2,521 loans totalling $1.1bn, from 2,980 applications reported for properties in Texas.

What is Taylor Morrison Home Funding, Inc.'s denial rate in Texas?

7.0% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 11.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Texas counties does Taylor Morrison Home Funding, Inc. lend in most?

By originations: Harris County (517), Travis County (464), Williamson County (391), Denton County (378), Collin County (252).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.