Lenders › Veritas Funding, LLC › Idaho
Veritas Funding, LLC in Idaho
HMDA record for properties in Idaho, calendar year 2024. National record · Idaho overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Veritas Funding, LLC's 2024 HMDA record for Idaho covers 110 applications, 79 of them originated, worth $29m.
Its denial rate in the state was 6.7%, below the Idaho rate of 19.4% across all lenders and compared with the lender's national rate of 11.8%.
The median rate spread on its Idaho originations was 0.4 percentage points (state median 0.3).
Applications in the state were down 22% on 2023.
Compared with the state and the lender's national record
| Measure | In Idaho | Idaho, all lenders | Veritas Funding, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 6.7% | 19.4% | 11.8% | 24.3% |
| Median rate spread, pp | 0.4 | 0.3 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.0% | 15.9% | 1.5% | 15.6% |
| Average originated loan | $362k | $314k | $336k | $329k |
| Home purchase share | 83.5% | 54.0% | 38.5% | 57.0% |
| FHA-insured share | 25.3% | 12.5% | 50.8% | 13.4% |
| VA-guaranteed share | 3.8% | 8.0% | 24.5% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIdaho, all lenders
Loan purpose and loan type in Idaho
By purpose
Home purchase 84% (66)Refinancing 9% (7)Cash-out refinancing 8% (6)
By type
Conventional 71% (56)FHA 25% (20)VA 4% (3)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Idaho
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Bonneville County | 72 | 53 | $19m | 6.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Veritas Funding, LLC originate in Idaho in 2024?
79 loans totalling $29m, from 110 applications reported for properties in Idaho.
What is Veritas Funding, LLC's denial rate in Idaho?
6.7% of decided applications in Idaho were denied, against 19.4% for all lenders in the state and 11.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Idaho counties does Veritas Funding, LLC lend in most?
By originations: Bonneville County (53).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Idaho. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.