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Crosscountry Mortgage, LLC in Connecticut

HMDA record for properties in Connecticut, calendar year 2024. National record · Connecticut overview

LEI 549300VZVN841I2ILS84
Reporting agency Department of Housing and Urban Development
State Connecticut

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Connecticut, Crosscountry Mortgage, LLC reported 1,551 applications and 1,058 originations for 2024, $431m in all.

Its denial rate in the state was 4.1%, below the Connecticut rate of 23.7% across all lenders and compared with the lender's national rate of 3.5%.

The median rate spread on its Connecticut originations was 0.4 percentage points (state median 0.3).

Applications in the state were up 16% on 2023.

1,551applications in CT, 20241.0% of the lender's total
1,058loans originated$431m
4.1%denial rateCT all lenders 23.7%
0.4 ppmedian rate spreadCT 0.3 pp

Compared with the state and the lender's national record

MeasureIn ConnecticutConnecticut, all lendersCrosscountry Mortgage, LLC, all statesUnited States
Denial rate4.1%23.7%3.5%24.3%
Median rate spread, pp0.40.30.50.3
Originations with spread of 1.5 pp or more5.6%14.8%7.1%15.6%
Average originated loan$407k$325k$387k$329k
Home purchase share88.8%52.6%85.4%57.0%
FHA-insured share16.7%9.1%22.6%13.4%
VA-guaranteed share2.6%3.5%9.0%7.9%

Trend by year

ApplicationsOriginations

0944.51,8892022: 1,889 Applications2023: 1,339 Applications2024: 1,551 Applications2022: 1,282 Originations2023: 848 Originations2024: 1,058 Originations202220232024
Crosscountry Mortgage, LLC in Connecticut: applications and originations, 2022–2024

This lender in stateConnecticut, all lenders

0%11.8%23.7%2022: 4.8% This lender in state2023: 4.1% This lender in state2024: 4.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Connecticut

By purpose

Home purchase 89% (939)Home improvement 0% (2)Refinancing 3% (30)Cash-out refinancing 6% (61)Other purpose 2% (26)

By type

Conventional 81% (854)FHA 17% (177)VA 3% (27)

Denial reasons as coded

Debt-to-income ratio34.8%
Collateral28.3%
Credit history13%
Insufficient cash (downpayment, closing costs)10.9%
Unverifiable information8.7%
Other4.3%
Employment history0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 46 denials in Connecticut by first denial reason coded (outlined bar: all lenders in the state).

Counties in Connecticut

CountyApplicationsOriginationsAmountDenial rate
Western Connecticut Planning Region405282$156m3.1%
South Central Connecticut Planning Region259178$62m3.8%
Naugatuck Valley Planning Region260173$53m7.4%
Greater Bridgeport Planning Region209152$66m2.5%
Capitol Planning Region200123$39m3.1%
Southeastern Connecticut Planning Region6952$18m1.9%
Northwest Hills Planning Region6244$19m0.0%
Lower Connecticut River Valley Planning Region4630$9.8m11.8%
Northeastern Connecticut Planning Region4124$7.3m10.7%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Crosscountry Mortgage, LLC originate in Connecticut in 2024?

1,058 loans totalling $431m, from 1,551 applications reported for properties in Connecticut.

What is Crosscountry Mortgage, LLC's denial rate in Connecticut?

4.1% of decided applications in Connecticut were denied, against 23.7% for all lenders in the state and 3.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Connecticut counties does Crosscountry Mortgage, LLC lend in most?

By originations: Western Connecticut Planning Region (282), South Central Connecticut Planning Region (178), Naugatuck Valley Planning Region (173), Greater Bridgeport Planning Region (152), Capitol Planning Region (123).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Connecticut. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.