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Crosscountry Mortgage, LLC in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 549300VZVN841I2ILS84
Reporting agency Department of Housing and Urban Development
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Indiana, Crosscountry Mortgage, LLC reported 2,569 applications and 1,602 originations for 2024, $421m in all.

Its denial rate in the state was 4.3%, below the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 3.5%.

The median rate spread on its Indiana originations was 0.7 percentage points (state median 0.5).

Applications in the state were about level with 2023.

2,569applications in IN, 20241.6% of the lender's total
1,602loans originated$421m
4.3%denial rateIN all lenders 21.5%
0.7 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersCrosscountry Mortgage, LLC, all statesUnited States
Denial rate4.3%21.5%3.5%24.3%
Median rate spread, pp0.70.50.50.3
Originations with spread of 1.5 pp or more10.0%15.8%7.1%15.6%
Average originated loan$263k$216k$387k$329k
Home purchase share80.8%53.1%85.4%57.0%
FHA-insured share27.0%14.5%22.6%13.4%
VA-guaranteed share7.0%6.0%9.0%7.9%

Trend by year

ApplicationsOriginations

01439.52,8792022: 2,879 Applications2023: 2,566 Applications2024: 2,569 Applications2022: 1,802 Originations2023: 1,412 Originations2024: 1,602 Originations202220232024
Crosscountry Mortgage, LLC in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%11.1%22.1%2022: 3.4% This lender in state2023: 4.7% This lender in state2024: 4.3% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 81% (1,295)Home improvement 1% (12)Refinancing 6% (91)Cash-out refinancing 10% (155)Other purpose 3% (49)

By type

Conventional 65% (1,038)FHA 27% (432)VA 7% (112)USDA 1% (20)

Denial reasons as coded

Debt-to-income ratio32.9%
Credit history30.1%
Collateral12.3%
Insufficient cash (downpayment, closing costs)11%
Employment history5.5%
Unverifiable information5.5%
Other2.7%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 73 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Marion County564377$92m3.8%
Lake County384262$65m4.3%
Hamilton County336247$88m1.6%
Johnson County10776$21m5.0%
Porter County9560$16m3.2%
Hendricks County7652$15m3.7%
Allen County6942$12m0.0%
Hancock County5837$10m5.0%
Boone County4632$13m0.0%
Delaware County3831$4.8m5.9%
Madison County5530$5.9m0.0%
Clark County4222$5.5m—
Morgan County3619$4.8m—
Henry County2716$2.7m—
St. Joseph County4215$2.7m—
Tippecanoe County3315$3.8m—
LaPorte County2815$3.8m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Crosscountry Mortgage, LLC originate in Indiana in 2024?

1,602 loans totalling $421m, from 2,569 applications reported for properties in Indiana.

What is Crosscountry Mortgage, LLC's denial rate in Indiana?

4.3% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 3.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does Crosscountry Mortgage, LLC lend in most?

By originations: Marion County (377), Lake County (262), Hamilton County (247), Johnson County (76), Porter County (60).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.