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Crosscountry Mortgage, LLC in Louisiana

HMDA record for properties in Louisiana, calendar year 2024. National record · Louisiana overview

LEI 549300VZVN841I2ILS84
Reporting agency Department of Housing and Urban Development
State Louisiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Louisiana, Crosscountry Mortgage, LLC reported 980 applications and 572 originations for 2024, $157m in all.

Its denial rate in the state was 4.6%, below the Louisiana rate of 30.2% across all lenders and compared with the lender's national rate of 3.5%.

The median rate spread on its Louisiana originations was 0.6 percentage points (state median 0.4).

Applications in the state were down 12% on 2023.

980applications in LA, 20240.6% of the lender's total
572loans originated$157m
4.6%denial rateLA all lenders 30.2%
0.6 ppmedian rate spreadLA 0.4 pp

Compared with the state and the lender's national record

MeasureIn LouisianaLouisiana, all lendersCrosscountry Mortgage, LLC, all statesUnited States
Denial rate4.6%30.2%3.5%24.3%
Median rate spread, pp0.60.40.50.3
Originations with spread of 1.5 pp or more7.3%17.0%7.1%15.6%
Average originated loan$274k$234k$387k$329k
Home purchase share85.0%63.7%85.4%57.0%
FHA-insured share35.0%20.7%22.6%13.4%
VA-guaranteed share8.6%9.3%9.0%7.9%

Trend by year

ApplicationsOriginations

05601,1202022: 974 Applications2023: 1,120 Applications2024: 980 Applications2022: 511 Originations2023: 551 Originations2024: 572 Originations202220232024
Crosscountry Mortgage, LLC in Louisiana: applications and originations, 2022–2024

This lender in stateLouisiana, all lenders

0%15.8%31.6%2022: 3.7% This lender in state2023: 4.3% This lender in state2024: 4.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Louisiana

By purpose

Home purchase 85% (486)Refinancing 5% (29)Cash-out refinancing 7% (38)Other purpose 3% (19)

By type

Conventional 51% (292)FHA 35% (200)VA 9% (49)USDA 5% (31)

Denial reasons as coded

Debt-to-income ratio46.4%
Collateral17.9%
Credit history14.3%
Other14.3%
Insufficient cash (downpayment, closing costs)7.1%
Employment history0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 28 denials in Louisiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Louisiana

CountyApplicationsOriginationsAmountDenial rate
Lafayette Parish143106$28m0.9%
St. Tammany Parish13688$25m4.3%
Orleans Parish9755$25m1.8%
East Baton Rouge Parish9849$14m3.8%
St. Bernard Parish7048$11m0.0%
Jefferson Parish5435$9.4m0.0%
Livingston Parish5833$7.7m12.8%
Tangipahoa Parish3220$4.3m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Crosscountry Mortgage, LLC originate in Louisiana in 2024?

572 loans totalling $157m, from 980 applications reported for properties in Louisiana.

What is Crosscountry Mortgage, LLC's denial rate in Louisiana?

4.6% of decided applications in Louisiana were denied, against 30.2% for all lenders in the state and 3.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Louisiana counties does Crosscountry Mortgage, LLC lend in most?

By originations: Lafayette Parish (106), St. Tammany Parish (88), Orleans Parish (55), East Baton Rouge Parish (49), St. Bernard Parish (48).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Louisiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.