Lenders › Crosscountry Mortgage, LLC › Ohio
Crosscountry Mortgage, LLC in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Ohio, Crosscountry Mortgage, LLC reported 14,056 applications and 9,696 originations for 2024, $2.2bn in all.
Its denial rate in the state was 2.5%, below the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 3.5%.
The median rate spread on its Ohio originations was 0.8 percentage points (state median 0.5).
Applications in the state were up 13% on 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | Crosscountry Mortgage, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 2.5% | 23.5% | 3.5% | 24.3% |
| Median rate spread, pp | 0.8 | 0.5 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 11.2% | 17.7% | 7.1% | 15.6% |
| Average originated loan | $223k | $218k | $387k | $329k |
| Home purchase share | 88.0% | 51.7% | 85.4% | 57.0% |
| FHA-insured share | 31.6% | 12.3% | 22.6% | 13.4% |
| VA-guaranteed share | 6.5% | 5.9% | 9.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 88% (8,528)Home improvement 0% (15)Refinancing 6% (543)Cash-out refinancing 5% (477)Other purpose 1% (133)
By type
Conventional 60% (5,851)FHA 32% (3,063)VA 6% (629)USDA 2% (153)
Denial reasons as coded
Share of 252 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 2,502 | 1,697 | $372m | 3.4% |
| Summit County | 1,295 | 927 | $195m | 2.1% |
| Franklin County | 1,269 | 816 | $219m | 2.9% |
| Stark County | 940 | 722 | $148m | 1.8% |
| Lake County | 833 | 633 | $135m | 1.4% |
| Lorain County | 681 | 474 | $105m | 1.8% |
| Hamilton County | 467 | 288 | $68m | 3.6% |
| Medina County | 354 | 257 | $70m | 0.8% |
| Clark County | 280 | 224 | $44m | 0.4% |
| Mahoning County | 309 | 220 | $40m | 2.2% |
| Montgomery County | 283 | 195 | $40m | 2.5% |
| Wayne County | 235 | 189 | $39m | 1.0% |
| Portage County | 261 | 186 | $46m | 0.5% |
| Butler County | 237 | 152 | $35m | 3.7% |
| Richland County | 204 | 148 | $26m | 2.6% |
| Trumbull County | 213 | 141 | $23m | 1.4% |
| Ashtabula County | 190 | 129 | $23m | 5.1% |
| Muskingum County | 174 | 126 | $26m | 0.0% |
| Lucas County | 204 | 121 | $23m | 4.7% |
| Geauga County | 146 | 110 | $35m | 0.9% |
| Clermont County | 171 | 109 | $30m | 2.7% |
| Greene County | 134 | 95 | $25m | 2.0% |
| Fairfield County | 146 | 91 | $25m | 1.1% |
| Brown County | 119 | 89 | $22m | 3.2% |
| Delaware County | 141 | 86 | $33m | 3.3% |
| Tuscarawas County | 123 | 84 | $17m | 3.4% |
| Licking County | 121 | 82 | $24m | 3.5% |
| Columbiana County | 99 | 76 | $14m | 1.3% |
| Ashland County | 95 | 76 | $15m | 0.0% |
| Warren County | 108 | 73 | $24m | 1.3% |
| Miami County | 76 | 60 | $15m | 1.6% |
| Perry County | 76 | 60 | $9.3m | 0.0% |
| Williams County | 84 | 47 | $7.3m | 2.0% |
| Pickaway County | 70 | 47 | $12m | 0.0% |
| Erie County | 60 | 45 | $9.8m | 8.2% |
| Madison County | 68 | 43 | $13m | 4.4% |
| Marion County | 64 | 38 | $7.6m | 5.0% |
| Allen County | 57 | 38 | $6.8m | 0.0% |
| Logan County | 45 | 38 | $8.4m | 0.0% |
| Champaign County | 46 | 35 | $7.7m | 0.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Crosscountry Mortgage, LLC originate in Ohio in 2024?
9,696 loans totalling $2.2bn, from 14,056 applications reported for properties in Ohio.
What is Crosscountry Mortgage, LLC's denial rate in Ohio?
2.5% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 3.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does Crosscountry Mortgage, LLC lend in most?
By originations: Cuyahoga County (1,697), Summit County (927), Franklin County (816), Stark County (722), Lake County (633).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.