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Crosscountry Mortgage, LLC in Pennsylvania

HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview

LEI 549300VZVN841I2ILS84
Reporting agency Department of Housing and Urban Development
State Pennsylvania

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Pennsylvania, Crosscountry Mortgage, LLC reported 9,785 applications and 7,065 originations for 2024, $2.1bn in all.

Its denial rate in the state was 2.7%, below the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 3.5%.

The median rate spread on its Pennsylvania originations was 0.5 percentage points (state median 0.3).

Applications in the state were up 17% on 2023.

9,785applications in PA, 20246.2% of the lender's total
7,065loans originated$2.1bn
2.7%denial ratePA all lenders 24.2%
0.5 ppmedian rate spreadPA 0.3 pp

Compared with the state and the lender's national record

MeasureIn PennsylvaniaPennsylvania, all lendersCrosscountry Mortgage, LLC, all statesUnited States
Denial rate2.7%24.2%3.5%24.3%
Median rate spread, pp0.50.30.50.3
Originations with spread of 1.5 pp or more5.0%14.1%7.1%15.6%
Average originated loan$297k$226k$387k$329k
Home purchase share90.6%48.7%85.4%57.0%
FHA-insured share20.9%9.8%22.6%13.4%
VA-guaranteed share3.6%4.0%9.0%7.9%

Trend by year

ApplicationsOriginations

04953.59,9072022: 9,907 Applications2023: 8,344 Applications2024: 9,785 Applications2022: 7,094 Originations2023: 5,695 Originations2024: 7,065 Originations202220232024
Crosscountry Mortgage, LLC in Pennsylvania: applications and originations, 2022–2024

This lender in statePennsylvania, all lenders

0%12.4%24.9%2022: 3% This lender in state2023: 2.7% This lender in state2024: 2.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Pennsylvania

By purpose

Home purchase 91% (6,398)Home improvement 0% (15)Refinancing 3% (242)Cash-out refinancing 5% (333)Other purpose 1% (77)

By type

Conventional 75% (5,293)FHA 21% (1,475)VA 4% (253)USDA 1% (44)

Denial reasons as coded

Debt-to-income ratio36.9%
Collateral19.2%
Credit history15.2%
Insufficient cash (downpayment, closing costs)10.6%
Unverifiable information10.6%
Other5.1%
Employment history2.5%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 198 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).

Counties in Pennsylvania

CountyApplicationsOriginationsAmountDenial rate
Philadelphia County1,8651,276$378m2.2%
Montgomery County988773$297m1.3%
Delaware County684504$174m2.3%
York County547419$104m3.2%
Bucks County564418$169m1.9%
Lehigh County528389$109m3.9%
Chester County482360$149m1.1%
Berks County437321$78m4.2%
Northampton County390283$79m1.4%
Allegheny County390264$69m3.9%
Lebanon County273233$57m1.7%
Monroe County288184$53m4.1%
Lancaster County246181$51m2.1%
Lackawanna County217151$31m4.3%
Dauphin County206151$39m4.4%
Pike County164125$33m3.8%
Schuylkill County171118$23m6.3%
Luzerne County153104$21m6.3%
Carbon County12094$21m4.1%
Franklin County12793$25m3.1%
Cumberland County11690$24m0.0%
Adams County10985$22m3.4%
Washington County10783$20m5.7%
Westmoreland County8555$12m5.2%
Wayne County5233$7.6m2.9%
Butler County3828$9.8m0.0%
Blair County4927$4.3m6.5%
Beaver County2720$3.6m—
Fayette County2718$2.6m—
Mercer County2813$2.5m—
Erie County2712$2.0m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Crosscountry Mortgage, LLC originate in Pennsylvania in 2024?

7,065 loans totalling $2.1bn, from 9,785 applications reported for properties in Pennsylvania.

What is Crosscountry Mortgage, LLC's denial rate in Pennsylvania?

2.7% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 3.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Pennsylvania counties does Crosscountry Mortgage, LLC lend in most?

By originations: Philadelphia County (1,276), Montgomery County (773), Delaware County (504), York County (419), Bucks County (418).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.