Lenders › Crosscountry Mortgage, LLC › South Carolina
Crosscountry Mortgage, LLC in South Carolina
HMDA record for properties in South Carolina, calendar year 2024. National record · South Carolina overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Crosscountry Mortgage, LLC's 2024 HMDA record for South Carolina covers 2,653 applications, 1,596 of them originated, worth $477m.
Its denial rate in the state was 2.9%, below the South Carolina rate of 25.2% across all lenders and compared with the lender's national rate of 3.5%.
The median rate spread on its South Carolina originations was 0.5 percentage points (state median 0.3).
Applications in the state were down 9% on 2023.
Compared with the state and the lender's national record
| Measure | In South Carolina | South Carolina, all lenders | Crosscountry Mortgage, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 2.9% | 25.2% | 3.5% | 24.3% |
| Median rate spread, pp | 0.5 | 0.3 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 8.4% | 15.5% | 7.1% | 15.6% |
| Average originated loan | $299k | $296k | $387k | $329k |
| Home purchase share | 84.7% | 62.8% | 85.4% | 57.0% |
| FHA-insured share | 27.9% | 16.5% | 22.6% | 13.4% |
| VA-guaranteed share | 15.8% | 12.9% | 9.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateSouth Carolina, all lenders
Loan purpose and loan type in South Carolina
By purpose
Home purchase 85% (1,352)Home improvement 0% (7)Refinancing 6% (99)Cash-out refinancing 6% (97)Other purpose 3% (41)
By type
Conventional 54% (866)FHA 28% (445)VA 16% (252)USDA 2% (33)
Denial reasons as coded
Share of 49 denials in South Carolina by first denial reason coded (outlined bar: all lenders in the state).
Counties in South Carolina
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Lexington County | 257 | 166 | $51m | 0.6% |
| Greenville County | 241 | 160 | $51m | 2.4% |
| Richland County | 234 | 146 | $39m | 2.6% |
| Berkeley County | 176 | 120 | $42m | 0.8% |
| Horry County | 225 | 119 | $34m | 2.4% |
| Spartanburg County | 168 | 108 | $28m | 4.4% |
| Charleston County | 197 | 106 | $49m | 2.7% |
| York County | 166 | 101 | $34m | 1.9% |
| Dorchester County | 150 | 94 | $31m | 1.0% |
| Darlington County | 91 | 64 | $12m | 1.5% |
| Florence County | 97 | 58 | $13m | 11.8% |
| Anderson County | 81 | 47 | $12m | 4.1% |
| Beaufort County | 50 | 31 | $13m | 3.1% |
| Pickens County | 39 | 26 | $6.2m | 0.0% |
| Kershaw County | 43 | 22 | $5.5m | — |
| Lancaster County | 44 | 20 | $6.9m | — |
| Aiken County | 38 | 17 | $4.7m | — |
| Sumter County | 25 | 14 | $2.6m | — |
| Colleton County | 28 | 12 | $3.1m | — |
| Orangeburg County | 30 | 11 | $3.3m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Crosscountry Mortgage, LLC originate in South Carolina in 2024?
1,596 loans totalling $477m, from 2,653 applications reported for properties in South Carolina.
What is Crosscountry Mortgage, LLC's denial rate in South Carolina?
2.9% of decided applications in South Carolina were denied, against 25.2% for all lenders in the state and 3.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which South Carolina counties does Crosscountry Mortgage, LLC lend in most?
By originations: Lexington County (166), Greenville County (160), Richland County (146), Berkeley County (120), Horry County (119).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Carolina. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.