VanDyk Mortgage Corporation reported 186 applications for homes in New Mexico in the HMDA data of 2025.
It originated 104 loans in the state in 2025, for $31.0 million in total.
The median interest rate of these loans in 2025 was 6.375%, and the median of all lenders in New Mexico was 6.375%.
The median total loan costs in 2025 were $7,378, and the state median was $6,791.
It denied 5.5% of the applications that it decided in the state in 2025, and the state denial rate was 24.7%.
Filed figures of VanDyk Mortgage Corporation in New Mexico, 2025
Figure
In NM
Lender, all states
NM, all lenders
Applications
186
3,606
73,701
Loans originated
104
2,428
39,313
Median interest rate
6.375%
6.625%
6.375%
Median total loan costs
$7,378
$5,743
$6,791
Denial rate
5.5%
3.0%
24.7%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of VanDyk Mortgage Corporation in New Mexico, 2025Each value has the median of all lenders in New Mexico under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in NM
104
6.375%NM 6.375%
$7,378NM $6,791
$3,139NM $2,759
$2,078NM $2,962
n/aNM $343
0.234NM 0.228
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.234 percentage points above the average prime offer rate. On a loan of $300,000, that is about $702 more a year, or $59 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in New Mexico. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of VanDyk Mortgage Corporation were in New Mexico in 2025?
104 of its loans originated, out of 2,428 in all states. That is 4.3%.
In which counties of New Mexico did VanDyk Mortgage Corporation originate the most loans in 2025?
The three with the most loans were Bernalillo County (54) and Sandoval County (23).
Which loan types did VanDyk Mortgage Corporation originate in New Mexico in 2025?
54 conventional, 38 FHA and 12 VA.
How did the applications of VanDyk Mortgage Corporation in New Mexico change from 2022 to 2025?
It reported 289 applications in 2022 and 186 in 2025.