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Deephaven Mortgage LLC in Alabama

HMDA record for properties in Alabama, calendar year 2024. National record · Alabama overview

LEI 549300Y5Y88FQLI7VE83
Reporting agency Consumer Financial Protection Bureau
State Alabama

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Alabama, Deephaven Mortgage LLC reported 108 applications and 45 originations for 2024, $14m in all.

Its denial rate in the state was 53.1%, above the Alabama rate of 26.3% across all lenders and compared with the lender's national rate of 37.5%.

Applications in the state were up 32% on 2023.

108applications in AL, 20241.0% of the lender's total
45loans originated$14m
53.1%denial rateAL all lenders 26.3%
—median rate spreadAL 0.4 pp

Compared with the state and the lender's national record

MeasureIn AlabamaAlabama, all lendersDeephaven Mortgage LLC, all statesUnited States
Denial rate53.1%26.3%37.5%24.3%
Median rate spread, pp—0.41.90.3
Originations with spread of 1.5 pp or more—16.5%59.9%15.6%
Average originated loan$322k$228k$412k$329k
Home purchase share68.9%59.0%53.8%57.0%
FHA-insured share0.0%18.0%0.0%13.4%
VA-guaranteed share0.0%12.5%0.0%7.9%

Trend by year

ApplicationsOriginations

0541082022: 36 Applications2023: 82 Applications2024: 108 Applications2022: 22 Originations2023: 52 Originations2024: 45 Originations202220232024
Deephaven Mortgage LLC in Alabama: applications and originations, 2022–2024

This lender in stateAlabama, all lenders

0%26.6%53.1%2022: 37.1% This lender in state2023: 32.9% This lender in state2024: 53.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Alabama

By purpose

Home purchase 69% (31)Home improvement 20% (9)Refinancing 2% (1)Cash-out refinancing 9% (4)

By type

Conventional 100% (45)

Denial reasons as coded

Unverifiable information45.1%
Collateral37.3%
Credit history7.8%
Credit application incomplete5.9%
Insufficient cash (downpayment, closing costs)2%
Other2%
Debt-to-income ratio0%
Employment history0%
Mortgage insurance denied0%

Share of 51 denials in Alabama by first denial reason coded (outlined bar: all lenders in the state).

Counties in Alabama

CountyApplicationsOriginationsAmountDenial rate
Baldwin County2912$6.9m55.6%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Deephaven Mortgage LLC originate in Alabama in 2024?

45 loans totalling $14m, from 108 applications reported for properties in Alabama.

What is Deephaven Mortgage LLC's denial rate in Alabama?

53.1% of decided applications in Alabama were denied, against 26.3% for all lenders in the state and 37.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Alabama counties does Deephaven Mortgage LLC lend in most?

By originations: Baldwin County (12).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Alabama. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.