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Deephaven Mortgage LLC in Illinois

HMDA record for properties in Illinois, calendar year 2024. National record · Illinois overview

LEI 549300Y5Y88FQLI7VE83
Reporting agency Consumer Financial Protection Bureau
State Illinois

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Illinois, Deephaven Mortgage LLC reported 257 applications and 124 originations for 2024, $42m in all.

Its denial rate in the state was 44.5%, above the Illinois rate of 23.3% across all lenders and compared with the lender's national rate of 37.5%.

The median rate spread on its Illinois originations was 2.0 percentage points (state median 0.5).

Applications in the state were up 86% on 2023.

257applications in IL, 20242.3% of the lender's total
124loans originated$42m
44.5%denial rateIL all lenders 23.3%
2.0 ppmedian rate spreadIL 0.5 pp

Compared with the state and the lender's national record

MeasureIn IllinoisIllinois, all lendersDeephaven Mortgage LLC, all statesUnited States
Denial rate44.5%23.3%37.5%24.3%
Median rate spread, pp2.00.51.90.3
Originations with spread of 1.5 pp or more61.2%15.4%59.9%15.6%
Average originated loan$340k$273k$412k$329k
Home purchase share53.2%61.1%53.8%57.0%
FHA-insured share0.0%10.7%0.0%13.4%
VA-guaranteed share0.0%4.9%0.0%7.9%

Trend by year

ApplicationsOriginations

0128.52572022: 50 Applications2023: 138 Applications2024: 257 Applications2022: 37 Originations2023: 72 Originations2024: 124 Originations202220232024
Deephaven Mortgage LLC in Illinois: applications and originations, 2022–2024

This lender in stateIllinois, all lenders

0%22.3%44.5%2022: 21.3% This lender in state2023: 41.3% This lender in state2024: 44.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Illinois

By purpose

Home purchase 53% (66)Home improvement 18% (22)Refinancing 9% (11)Cash-out refinancing 15% (19)Other purpose 5% (6)

By type

Conventional 100% (124)

Denial reasons as coded

Unverifiable information49.5%
Collateral23.8%
Credit history8.9%
Credit application incomplete6.9%
Debt-to-income ratio5.9%
Other4%
Employment history1%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%

Share of 101 denials in Illinois by first denial reason coded (outlined bar: all lenders in the state).

Counties in Illinois

CountyApplicationsOriginationsAmountDenial rate
Cook County14573$24m42.3%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Deephaven Mortgage LLC originate in Illinois in 2024?

124 loans totalling $42m, from 257 applications reported for properties in Illinois.

What is Deephaven Mortgage LLC's denial rate in Illinois?

44.5% of decided applications in Illinois were denied, against 23.3% for all lenders in the state and 37.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Illinois counties does Deephaven Mortgage LLC lend in most?

By originations: Cook County (73).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Illinois. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.