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Deephaven Mortgage LLC in Virginia

HMDA record for properties in Virginia, calendar year 2024. National record · Virginia overview

LEI 549300Y5Y88FQLI7VE83
Reporting agency Consumer Financial Protection Bureau
State Virginia

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Virginia, Deephaven Mortgage LLC reported 286 applications and 189 originations for 2024, $64m in all.

Its denial rate in the state was 29.2%, above the Virginia rate of 22.1% across all lenders and compared with the lender's national rate of 37.5%.

The median rate spread on its Virginia originations was 1.8 percentage points (state median 0.3).

Applications in the state were up 82% on 2023.

286applications in VA, 20242.6% of the lender's total
189loans originated$64m
29.2%denial rateVA all lenders 22.1%
1.8 ppmedian rate spreadVA 0.3 pp

Compared with the state and the lender's national record

MeasureIn VirginiaVirginia, all lendersDeephaven Mortgage LLC, all statesUnited States
Denial rate29.2%22.1%37.5%24.3%
Median rate spread, pp1.80.31.90.3
Originations with spread of 1.5 pp or more60.3%16.5%59.9%15.6%
Average originated loan$338k$352k$412k$329k
Home purchase share54.0%55.8%53.8%57.0%
FHA-insured share0.0%11.7%0.0%13.4%
VA-guaranteed share0.0%16.4%0.0%7.9%

Trend by year

ApplicationsOriginations

01432862022: 75 Applications2023: 157 Applications2024: 286 Applications2022: 45 Originations2023: 108 Originations2024: 189 Originations202220232024
Deephaven Mortgage LLC in Virginia: applications and originations, 2022–2024

This lender in stateVirginia, all lenders

0%17.9%35.7%2022: 35.7% This lender in state2023: 26.7% This lender in state2024: 29.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Virginia

By purpose

Home purchase 54% (102)Home improvement 12% (23)Refinancing 11% (20)Cash-out refinancing 20% (38)Other purpose 3% (6)

By type

Conventional 100% (189)

Denial reasons as coded

Unverifiable information53.2%
Collateral24.1%
Debt-to-income ratio16.5%
Credit history3.8%
Credit application incomplete1.3%
Other1.3%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%

Share of 79 denials in Virginia by first denial reason coded (outlined bar: all lenders in the state).

Counties in Virginia

CountyApplicationsOriginationsAmountDenial rate
Chesterfield County2721$5.9m22.2%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Deephaven Mortgage LLC originate in Virginia in 2024?

189 loans totalling $64m, from 286 applications reported for properties in Virginia.

What is Deephaven Mortgage LLC's denial rate in Virginia?

29.2% of decided applications in Virginia were denied, against 22.1% for all lenders in the state and 37.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Virginia counties does Deephaven Mortgage LLC lend in most?

By originations: Chesterfield County (21).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Virginia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.