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Trailblazer Mortgage L.L.C. in Florida

HMDA record for properties in Florida, calendar year 2024. National record · Florida overview

LEI 549300Y6WN08IC7KWH70
Reporting agency Department of Housing and Urban Development
State Florida

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Trailblazer Mortgage L.L.C.'s 2024 HMDA record for Florida covers 767 applications, 528 of them originated, worth $167m.

Its denial rate in the state was 5.7%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 5.5%.

The median rate spread on its Florida originations was -1.1 percentage points (state median 0.3).

Applications in the state were up 32% on 2023.

767applications in FL, 202438.6% of the lender's total
528loans originated$167m
5.7%denial rateFL all lenders 29.0%
-1.1 ppmedian rate spreadFL 0.3 pp

Compared with the state and the lender's national record

MeasureIn FloridaFlorida, all lendersTrailblazer Mortgage L.L.C., all statesUnited States
Denial rate5.7%29.0%5.5%24.3%
Median rate spread, pp-1.10.3-0.80.3
Originations with spread of 1.5 pp or more0.2%16.4%0.5%15.6%
Average originated loan$315k$359k$359k$329k
Home purchase share100.0%62.9%100.0%57.0%
FHA-insured share79.2%17.7%60.8%13.4%
VA-guaranteed share8.5%9.5%8.2%7.9%

Trend by year

ApplicationsOriginations

0383.57672022: 495 Applications2023: 581 Applications2024: 767 Applications2022: 308 Originations2023: 404 Originations2024: 528 Originations202220232024
Trailblazer Mortgage L.L.C. in Florida: applications and originations, 2022–2024

This lender in stateFlorida, all lenders

0%15.1%30.2%2022: 4.8% This lender in state2023: 7.8% This lender in state2024: 5.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Florida

By purpose

Home purchase 100% (528)

By type

Conventional 10% (51)FHA 79% (418)VA 9% (45)USDA 3% (14)

Denial reasons as coded

Debt-to-income ratio46.9%
Employment history25%
Other12.5%
Unverifiable information9.4%
Credit history6.3%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 32 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).

Counties in Florida

CountyApplicationsOriginationsAmountDenial rate
Pasco County250178$51m3.8%
Polk County177107$32m7.0%
Osceola County12486$31m7.4%
Hillsborough County8761$17m9.0%
Lake County3725$9.9m10.7%
Manatee County2923$7.3m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Trailblazer Mortgage L.L.C. originate in Florida in 2024?

528 loans totalling $167m, from 767 applications reported for properties in Florida.

What is Trailblazer Mortgage L.L.C.'s denial rate in Florida?

5.7% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 5.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Florida counties does Trailblazer Mortgage L.L.C. lend in most?

By originations: Pasco County (178), Polk County (107), Osceola County (86), Hillsborough County (61), Lake County (25).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.