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Brentwood Bank in Pennsylvania

HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview

LEI 549300YBDU83IKL6II41
Reporting agency Federal Deposit Insurance Corporation
State Pennsylvania

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Pennsylvania, Brentwood Bank reported 214 applications and 147 originations for 2024, $31m in all.

Its denial rate in the state was 14.7%, below the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 15.4%.

Applications in the state were down 33% on 2023.

214applications in PA, 202496.0% of the lender's total
147loans originated$31m
14.7%denial ratePA all lenders 24.2%
—median rate spreadPA 0.3 pp

Compared with the state and the lender's national record

MeasureIn PennsylvaniaPennsylvania, all lendersBrentwood Bank, all statesUnited States
Denial rate14.7%24.2%15.4%24.3%
Median rate spread, pp—0.3—0.3
Originations with spread of 1.5 pp or more—14.1%—15.6%
Average originated loan$211k$226k$249k$329k
Home purchase share56.5%48.7%56.7%57.0%
FHA-insured share0.0%9.8%0.0%13.4%
VA-guaranteed share0.0%4.0%0.0%7.9%

Trend by year

ApplicationsOriginations

0165.53312022: 331 Applications2023: 318 Applications2024: 214 Applications2022: 265 Originations2023: 213 Originations2024: 147 Originations202220232024
Brentwood Bank in Pennsylvania: applications and originations, 2022–2024

This lender in statePennsylvania, all lenders

0%12.4%24.9%2022: 10.3% This lender in state2023: 18.7% This lender in state2024: 14.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Pennsylvania

By purpose

Home purchase 56% (83)Home improvement 13% (19)Refinancing 22% (33)Other purpose 8% (12)

By type

Conventional 100% (147)

Denial reasons as coded

Debt-to-income ratio0%
Employment history0%
Credit history0%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 26 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).

Counties in Pennsylvania

CountyApplicationsOriginationsAmountDenial rate
Allegheny County14094$21m14.3%
Beaver County2520$2.1m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Brentwood Bank originate in Pennsylvania in 2024?

147 loans totalling $31m, from 214 applications reported for properties in Pennsylvania.

What is Brentwood Bank's denial rate in Pennsylvania?

14.7% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 15.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Pennsylvania counties does Brentwood Bank lend in most?

By originations: Allegheny County (94), Beaver County (20).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.