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Amerisave Mortgage Company in District of Columbia

HMDA record for properties in District of Columbia, calendar year 2024. National record · District of Columbia overview

LEI 549300YIQ7S7Z8PIHE53
Reporting agency Department of Housing and Urban Development
State District of Columbia

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Amerisave Mortgage Company's 2024 HMDA record for District of Columbia covers 209 applications, 28 of them originated, worth $4.8m.

Its denial rate in the state was 84.0%, above the District of Columbia rate of 25.1% across all lenders and compared with the lender's national rate of 81.9%.

Applications in the state were up 42% on 2023.

209applications in DC, 20240.2% of the lender's total
28loans originated$4.8m
84.0%denial rateDC all lenders 25.1%
—median rate spreadDC 0.1 pp

Compared with the state and the lender's national record

MeasureIn District of ColumbiaDistrict of Columbia, all lendersAmerisave Mortgage Company, all statesUnited States
Denial rate84.0%25.1%81.9%24.3%
Median rate spread, pp—0.13.10.3
Originations with spread of 1.5 pp or more—10.2%54.7%15.6%
Average originated loan$173k$707k$145k$329k
Home purchase share7.1%65.0%6.6%57.0%
FHA-insured share3.6%5.1%20.9%13.4%
VA-guaranteed share3.6%5.5%5.2%7.9%

Trend by year

ApplicationsOriginations

01763522022: 352 Applications2023: 147 Applications2024: 209 Applications2022: 80 Originations2023: 15 Originations2024: 28 Originations202220232024
Amerisave Mortgage Company in District of Columbia: applications and originations, 2022–2024

This lender in stateDistrict of Columbia, all lenders

0%42%84%2022: 58.8% This lender in state2023: 71.7% This lender in state2024: 84% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in District of Columbia

By purpose

Home purchase 7% (2)Refinancing 4% (1)Cash-out refinancing 89% (25)

By type

Conventional 93% (26)FHA 4% (1)VA 4% (1)

Denial reasons as coded

Credit application incomplete62.5%
Credit history15.8%
Debt-to-income ratio9.9%
Collateral4.6%
Unverifiable information3.3%
Insufficient cash (downpayment, closing costs)2.6%
Other1.3%
Employment history0%
Mortgage insurance denied0%

Share of 152 denials in District of Columbia by first denial reason coded (outlined bar: all lenders in the state).

Counties in District of Columbia

CountyApplicationsOriginationsAmountDenial rate
District of Columbia20928$4.8m84.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Amerisave Mortgage Company originate in District of Columbia in 2024?

28 loans totalling $4.8m, from 209 applications reported for properties in District of Columbia.

What is Amerisave Mortgage Company's denial rate in District of Columbia?

84.0% of decided applications in District of Columbia were denied, against 25.1% for all lenders in the state and 81.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which District of Columbia counties does Amerisave Mortgage Company lend in most?

By originations: District of Columbia (28).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in District of Columbia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.