Lenders › Amerisave Mortgage Company › Florida
Amerisave Mortgage Company in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Florida, Amerisave Mortgage Company reported 9,425 applications and 1,223 originations for 2024, $203m in all.
Its denial rate in the state was 84.5%, above the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 81.9%.
The median rate spread on its Florida originations was 2.1 percentage points (state median 0.3).
Applications in the state were up 18% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Amerisave Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 84.5% | 29.0% | 81.9% | 24.3% |
| Median rate spread, pp | 2.1 | 0.3 | 3.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 52.3% | 16.4% | 54.7% | 15.6% |
| Average originated loan | $166k | $359k | $145k | $329k |
| Home purchase share | 8.0% | 62.9% | 6.6% | 57.0% |
| FHA-insured share | 18.9% | 17.7% | 20.9% | 13.4% |
| VA-guaranteed share | 5.5% | 9.5% | 5.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 8% (98)Refinancing 1% (15)Cash-out refinancing 91% (1,110)
By type
Conventional 76% (925)FHA 19% (231)VA 5% (67)
Denial reasons as coded
Share of 6,841 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Broward County | 846 | 85 | $15m | 88.1% |
| Orange County | 478 | 79 | $13m | 80.8% |
| Hillsborough County | 539 | 77 | $14m | 83.2% |
| Palm Beach County | 650 | 74 | $12m | 86.4% |
| Miami-Dade County | 714 | 66 | $14m | 88.9% |
| Polk County | 390 | 57 | $7.8m | 82.5% |
| Lee County | 410 | 55 | $7.7m | 83.9% |
| Duval County | 409 | 51 | $7.7m | 84.7% |
| Brevard County | 340 | 50 | $8.5m | 82.2% |
| Pasco County | 323 | 46 | $8.9m | 82.4% |
| Volusia County | 314 | 45 | $6.8m | 83.3% |
| Pinellas County | 378 | 43 | $5.9m | 86.0% |
| Marion County | 264 | 35 | $5.0m | 84.6% |
| Sarasota County | 239 | 35 | $5.9m | 82.4% |
| Manatee County | 212 | 33 | $4.1m | 81.1% |
| Lake County | 222 | 29 | $4.4m | 85.1% |
| Seminole County | 189 | 29 | $3.4m | 81.9% |
| St. Lucie County | 224 | 27 | $5.1m | 86.4% |
| St. Johns County | 131 | 27 | $5.2m | 75.5% |
| Osceola County | 188 | 21 | $3.6m | 86.3% |
| Hernando County | 124 | 17 | $2.6m | 85.1% |
| Escambia County | 111 | 17 | $3.2m | 83.0% |
| Santa Rosa County | 83 | 17 | $2.5m | 75.0% |
| Collier County | 150 | 16 | $3.4m | 87.3% |
| Charlotte County | 119 | 16 | $2.2m | 84.6% |
| Clay County | 113 | 16 | $2.9m | 82.8% |
| Citrus County | 90 | 16 | $1.8m | 78.7% |
| Flagler County | 84 | 15 | $2.1m | 79.2% |
| Okaloosa County | 96 | 12 | $2.0m | 84.1% |
| Indian River County | 84 | 12 | $1.5m | 83.6% |
| Alachua County | 77 | 11 | $2.3m | 83.8% |
| Leon County | 93 | 10 | $1.1m | 87.3% |
| Bay County | 82 | 8 | $1.3m | 87.0% |
| Martin County | 63 | 8 | $2.3m | 85.7% |
| Sumter County | 57 | 8 | $1.3m | 78.8% |
| Highlands County | 54 | 8 | $920k | 80.5% |
| Nassau County | 48 | 6 | $1.2m | 85.7% |
| Levy County | 27 | 6 | $880k | — |
| Monroe County | 45 | 4 | $2.2m | 89.5% |
| Putnam County | 36 | 4 | $930k | 87.5% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Amerisave Mortgage Company originate in Florida in 2024?
1,223 loans totalling $203m, from 9,425 applications reported for properties in Florida.
What is Amerisave Mortgage Company's denial rate in Florida?
84.5% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 81.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Amerisave Mortgage Company lend in most?
By originations: Broward County (85), Orange County (79), Hillsborough County (77), Palm Beach County (74), Miami-Dade County (66).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.