Lenders › Amerisave Mortgage Company › Kansas
Amerisave Mortgage Company in Kansas
HMDA record for properties in Kansas, calendar year 2024. National record · Kansas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Kansas, Amerisave Mortgage Company reported 983 applications and 176 originations for 2024, $22m in all.
Its denial rate in the state was 79.4%, above the Kansas rate of 19.2% across all lenders and compared with the lender's national rate of 81.9%.
The median rate spread on its Kansas originations was 1.9 percentage points (state median 0.4).
Applications in the state were up 13% on 2023.
Compared with the state and the lender's national record
| Measure | In Kansas | Kansas, all lenders | Amerisave Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 79.4% | 19.2% | 81.9% | 24.3% |
| Median rate spread, pp | 1.9 | 0.4 | 3.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 52.6% | 14.2% | 54.7% | 15.6% |
| Average originated loan | $123k | $242k | $145k | $329k |
| Home purchase share | 7.4% | 58.5% | 6.6% | 57.0% |
| FHA-insured share | 25.6% | 11.3% | 20.9% | 13.4% |
| VA-guaranteed share | 6.8% | 9.3% | 5.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateKansas, all lenders
Loan purpose and loan type in Kansas
By purpose
Home purchase 7% (13)Refinancing 1% (1)Cash-out refinancing 92% (162)
By type
Conventional 68% (119)FHA 26% (45)VA 7% (12)
Denial reasons as coded
Share of 677 denials in Kansas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Kansas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Johnson County | 194 | 41 | $5.9m | 75.9% |
| Sedgwick County | 166 | 36 | $3.6m | 73.3% |
| Wyandotte County | 74 | 13 | $1.1m | 79.7% |
| Shawnee County | 72 | 10 | $1.4m | 84.6% |
| Butler County | 32 | 9 | $1.4m | 71.9% |
| Leavenworth County | 36 | 7 | $725k | 79.4% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Amerisave Mortgage Company originate in Kansas in 2024?
176 loans totalling $22m, from 983 applications reported for properties in Kansas.
What is Amerisave Mortgage Company's denial rate in Kansas?
79.4% of decided applications in Kansas were denied, against 19.2% for all lenders in the state and 81.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Kansas counties does Amerisave Mortgage Company lend in most?
By originations: Johnson County (41), Sedgwick County (36), Wyandotte County (13), Shawnee County (10), Butler County (9).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Kansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.