Lenders › Amerisave Mortgage Company › Mississippi
Amerisave Mortgage Company in Mississippi
HMDA record for properties in Mississippi, calendar year 2024. National record · Mississippi overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Mississippi, Amerisave Mortgage Company reported 1,279 applications and 160 originations for 2024, $20m in all.
Its denial rate in the state was 85.0%, above the Mississippi rate of 30.2% across all lenders and compared with the lender's national rate of 81.9%.
The median rate spread on its Mississippi originations was 1.2 percentage points (state median 0.4).
Applications in the state were up 12% on 2023.
Compared with the state and the lender's national record
| Measure | In Mississippi | Mississippi, all lenders | Amerisave Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 85.0% | 30.2% | 81.9% | 24.3% |
| Median rate spread, pp | 1.2 | 0.4 | 3.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 46.7% | 18.2% | 54.7% | 15.6% |
| Average originated loan | $126k | $189k | $145k | $329k |
| Home purchase share | 13.1% | 57.7% | 6.6% | 57.0% |
| FHA-insured share | 31.9% | 18.3% | 20.9% | 13.4% |
| VA-guaranteed share | 11.3% | 10.3% | 5.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMississippi, all lenders
Loan purpose and loan type in Mississippi
By purpose
Home purchase 13% (21)Refinancing 2% (3)Cash-out refinancing 85% (136)
By type
Conventional 57% (91)FHA 32% (51)VA 11% (18)
Denial reasons as coded
Share of 923 denials in Mississippi by first denial reason coded (outlined bar: all lenders in the state).
Counties in Mississippi
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| DeSoto County | 159 | 31 | $3.8m | 77.0% |
| Harrison County | 104 | 11 | $1.3m | 85.5% |
| Hinds County | 112 | 10 | $1.3m | 88.6% |
| Jackson County | 66 | 8 | $940k | 85.7% |
| Lamar County | 31 | 7 | $1.1m | 75.0% |
| Warren County | 30 | 7 | $925k | 73.1% |
| Pearl River County | 27 | 7 | $715k | — |
| Rankin County | 60 | 6 | $710k | 87.5% |
| Lee County | 47 | 5 | $715k | 86.8% |
| Madison County | 53 | 4 | $1.0m | 91.1% |
| Marshall County | 25 | 4 | $480k | — |
| Hancock County | 30 | 3 | $125k | 89.3% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Amerisave Mortgage Company originate in Mississippi in 2024?
160 loans totalling $20m, from 1,279 applications reported for properties in Mississippi.
What is Amerisave Mortgage Company's denial rate in Mississippi?
85.0% of decided applications in Mississippi were denied, against 30.2% for all lenders in the state and 81.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Mississippi counties does Amerisave Mortgage Company lend in most?
By originations: DeSoto County (31), Harrison County (11), Hinds County (10), Jackson County (8), Lamar County (7).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Mississippi. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.