Lenders › Amerisave Mortgage Company › North Dakota
Amerisave Mortgage Company in North Dakota
HMDA record for properties in North Dakota, calendar year 2024. National record · North Dakota overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In North Dakota, Amerisave Mortgage Company reported 134 applications and 18 originations for 2024, $2.3m in all.
Its denial rate in the state was 83.6%, above the North Dakota rate of 14.3% across all lenders and compared with the lender's national rate of 81.9%.
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In North Dakota | North Dakota, all lenders | Amerisave Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 83.6% | 14.3% | 81.9% | 24.3% |
| Median rate spread, pp | — | 0.2 | 3.1 | 0.3 |
| Originations with spread of 1.5 pp or more | — | 13.2% | 54.7% | 15.6% |
| Average originated loan | — | $244k | $145k | $329k |
| Home purchase share | 16.7% | 63.4% | 6.6% | 57.0% |
| FHA-insured share | 11.1% | 13.0% | 20.9% | 13.4% |
| VA-guaranteed share | 5.6% | 9.5% | 5.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNorth Dakota, all lenders
Loan purpose and loan type in North Dakota
By purpose
Home purchase 17% (3)Refinancing 6% (1)Cash-out refinancing 78% (14)
By type
Conventional 83% (15)FHA 11% (2)VA 6% (1)
Denial reasons as coded
Share of 92 denials in North Dakota by first denial reason coded (outlined bar: all lenders in the state).
Counties in North Dakota
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did Amerisave Mortgage Company originate in North Dakota in 2024?
18 loans totalling $2.3m, from 134 applications reported for properties in North Dakota.
What is Amerisave Mortgage Company's denial rate in North Dakota?
83.6% of decided applications in North Dakota were denied, against 14.3% for all lenders in the state and 81.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which North Dakota counties does Amerisave Mortgage Company lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in North Dakota. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.