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Amerisave Mortgage Company in New Hampshire

HMDA record for properties in New Hampshire, calendar year 2024. National record · New Hampshire overview

LEI 549300YIQ7S7Z8PIHE53
Reporting agency Department of Housing and Urban Development
State New Hampshire

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In New Hampshire, Amerisave Mortgage Company reported 694 applications and 115 originations for 2024, $20m in all.

Its denial rate in the state was 80.0%, above the New Hampshire rate of 22.8% across all lenders and compared with the lender's national rate of 81.9%.

The median rate spread on its New Hampshire originations was 3.0 percentage points (state median 0.4).

Applications in the state were up 23% on 2023.

694applications in NH, 20240.7% of the lender's total
115loans originated$20m
80.0%denial rateNH all lenders 22.8%
3.0 ppmedian rate spreadNH 0.4 pp

Compared with the state and the lender's national record

MeasureIn New HampshireNew Hampshire, all lendersAmerisave Mortgage Company, all statesUnited States
Denial rate80.0%22.8%81.9%24.3%
Median rate spread, pp3.00.43.10.3
Originations with spread of 1.5 pp or more51.8%15.9%54.7%15.6%
Average originated loan$171k$320k$145k$329k
Home purchase share7.0%46.9%6.6%57.0%
FHA-insured share21.7%7.2%20.9%13.4%
VA-guaranteed share2.6%5.7%5.2%7.9%

Trend by year

ApplicationsOriginations

0583.51,1672022: 1,167 Applications2023: 562 Applications2024: 694 Applications2022: 329 Originations2023: 87 Originations2024: 115 Originations202220232024
Amerisave Mortgage Company in New Hampshire: applications and originations, 2022–2024

This lender in stateNew Hampshire, all lenders

0%40%80%2022: 50.5% This lender in state2023: 60.3% This lender in state2024: 80% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New Hampshire

By purpose

Home purchase 7% (8)Refinancing 2% (2)Cash-out refinancing 91% (105)

By type

Conventional 76% (87)FHA 22% (25)VA 3% (3)

Denial reasons as coded

Credit application incomplete69.2%
Debt-to-income ratio10.6%
Credit history8.8%
Unverifiable information5.4%
Collateral4.6%
Insufficient cash (downpayment, closing costs)1.5%
Employment history0%
Mortgage insurance denied0%
Other0%

Share of 480 denials in New Hampshire by first denial reason coded (outlined bar: all lenders in the state).

Counties in New Hampshire

CountyApplicationsOriginationsAmountDenial rate
Hillsborough County18231$6.0m77.3%
Rockingham County18330$4.5m82.4%
Merrimack County7212$890k78.1%
Strafford County579$1.9m81.6%
Belknap County508$1.8m80.0%
Carroll County378$1.3m74.2%
Grafton County437$1.5m81.6%
Cheshire County333$455k89.3%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Amerisave Mortgage Company originate in New Hampshire in 2024?

115 loans totalling $20m, from 694 applications reported for properties in New Hampshire.

What is Amerisave Mortgage Company's denial rate in New Hampshire?

80.0% of decided applications in New Hampshire were denied, against 22.8% for all lenders in the state and 81.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New Hampshire counties does Amerisave Mortgage Company lend in most?

By originations: Hillsborough County (31), Rockingham County (30), Merrimack County (12), Strafford County (9), Belknap County (8).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Hampshire. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.