Lenders › Amerisave Mortgage Company › Ohio
Amerisave Mortgage Company in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Amerisave Mortgage Company's 2024 HMDA record for Ohio covers 3,874 applications, 568 of them originated, worth $69m.
Its denial rate in the state was 82.8%, above the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 81.9%.
The median rate spread on its Ohio originations was 1.4 percentage points (state median 0.5).
Applications in the state were up 12% on 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | Amerisave Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 82.8% | 23.5% | 81.9% | 24.3% |
| Median rate spread, pp | 1.4 | 0.5 | 3.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 48.7% | 17.7% | 54.7% | 15.6% |
| Average originated loan | $122k | $218k | $145k | $329k |
| Home purchase share | 8.8% | 51.7% | 6.6% | 57.0% |
| FHA-insured share | 31.0% | 12.3% | 20.9% | 13.4% |
| VA-guaranteed share | 4.6% | 5.9% | 5.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 9% (50)Refinancing 1% (8)Cash-out refinancing 90% (510)
By type
Conventional 64% (366)FHA 31% (176)VA 5% (26)
Denial reasons as coded
Share of 2,790 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Franklin County | 413 | 61 | $8.0m | 83.1% |
| Cuyahoga County | 404 | 32 | $3.7m | 90.7% |
| Hamilton County | 256 | 30 | $3.8m | 86.5% |
| Montgomery County | 184 | 27 | $2.7m | 83.0% |
| Summit County | 181 | 24 | $3.1m | 85.2% |
| Butler County | 133 | 23 | $2.0m | 79.3% |
| Lucas County | 124 | 21 | $2.5m | 81.3% |
| Stark County | 135 | 19 | $1.6m | 83.1% |
| Lorain County | 116 | 19 | $1.6m | 80.0% |
| Warren County | 84 | 19 | $2.4m | 72.5% |
| Mahoning County | 97 | 17 | $1.8m | 78.5% |
| Fairfield County | 71 | 14 | $2.4m | 77.4% |
| Lake County | 67 | 13 | $1.5m | 76.7% |
| Licking County | 69 | 12 | $1.8m | 80.6% |
| Medina County | 53 | 12 | $1.4m | 73.3% |
| Clermont County | 59 | 11 | $1.5m | 77.1% |
| Delaware County | 74 | 9 | $2.3m | 86.4% |
| Greene County | 58 | 9 | $1.4m | 76.7% |
| Trumbull County | 80 | 8 | $910k | 89.0% |
| Richland County | 59 | 8 | $1.2m | 81.3% |
| Portage County | 48 | 7 | $695k | 82.1% |
| Clark County | 49 | 6 | $520k | 83.7% |
| Miami County | 44 | 6 | $720k | 84.6% |
| Belmont County | 32 | 6 | $360k | 80.0% |
| Wayne County | 38 | 5 | $735k | 85.7% |
| Columbiana County | 34 | 5 | $335k | 82.8% |
| Muskingum County | 30 | 5 | $385k | — |
| Erie County | 33 | 4 | $300k | 86.2% |
| Geauga County | 29 | 4 | $710k | 80.0% |
| Sandusky County | 26 | 4 | $330k | — |
| Marion County | 25 | 4 | $360k | — |
| Allen County | 36 | 3 | $325k | 87.1% |
| Ashtabula County | 27 | 2 | $290k | 92.3% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Amerisave Mortgage Company originate in Ohio in 2024?
568 loans totalling $69m, from 3,874 applications reported for properties in Ohio.
What is Amerisave Mortgage Company's denial rate in Ohio?
82.8% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 81.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does Amerisave Mortgage Company lend in most?
By originations: Franklin County (61), Cuyahoga County (32), Hamilton County (30), Montgomery County (27), Summit County (24).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.