Lenders › Amerisave Mortgage Company › South Carolina
Amerisave Mortgage Company in South Carolina
HMDA record for properties in South Carolina, calendar year 2024. National record · South Carolina overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In South Carolina, Amerisave Mortgage Company reported 2,639 applications and 460 originations for 2024, $61m in all.
Its denial rate in the state was 79.7%, above the South Carolina rate of 25.2% across all lenders and compared with the lender's national rate of 81.9%.
The median rate spread on its South Carolina originations was 3.2 percentage points (state median 0.3).
Applications in the state were up 14% on 2023.
Compared with the state and the lender's national record
| Measure | In South Carolina | South Carolina, all lenders | Amerisave Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 79.7% | 25.2% | 81.9% | 24.3% |
| Median rate spread, pp | 3.2 | 0.3 | 3.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 56.6% | 15.5% | 54.7% | 15.6% |
| Average originated loan | $133k | $296k | $145k | $329k |
| Home purchase share | 6.1% | 62.8% | 6.6% | 57.0% |
| FHA-insured share | 20.9% | 16.5% | 20.9% | 13.4% |
| VA-guaranteed share | 6.3% | 12.9% | 5.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateSouth Carolina, all lenders
Loan purpose and loan type in South Carolina
By purpose
Home purchase 6% (28)Refinancing 2% (11)Cash-out refinancing 92% (421)
By type
Conventional 73% (335)FHA 21% (96)VA 6% (29)
Denial reasons as coded
Share of 1,824 denials in South Carolina by first denial reason coded (outlined bar: all lenders in the state).
Counties in South Carolina
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Horry County | 265 | 46 | $7.0m | 79.8% |
| York County | 198 | 40 | $4.7m | 76.2% |
| Greenville County | 222 | 39 | $4.2m | 80.6% |
| Charleston County | 205 | 34 | $4.7m | 79.5% |
| Richland County | 211 | 31 | $4.5m | 82.9% |
| Berkeley County | 145 | 28 | $4.8m | 77.8% |
| Beaufort County | 110 | 28 | $4.8m | 71.6% |
| Lexington County | 161 | 24 | $2.8m | 82.7% |
| Spartanburg County | 162 | 20 | $2.7m | 85.3% |
| Anderson County | 105 | 17 | $1.9m | 82.7% |
| Dorchester County | 93 | 17 | $2.5m | 76.9% |
| Aiken County | 93 | 14 | $1.8m | 80.8% |
| Florence County | 51 | 13 | $1.1m | 69.8% |
| Lancaster County | 51 | 11 | $1.3m | 75.6% |
| Pickens County | 48 | 10 | $1.0m | 73.0% |
| Sumter County | 41 | 8 | $1.1m | 77.8% |
| Kershaw County | 35 | 7 | $1.0m | 75.9% |
| Darlington County | 25 | 7 | $745k | — |
| Oconee County | 28 | 6 | $750k | 76.9% |
| Georgetown County | 33 | 5 | $955k | 83.3% |
| Colleton County | 29 | 5 | $375k | 80.8% |
| Greenwood County | 25 | 5 | $315k | — |
| Orangeburg County | 39 | 4 | $890k | 88.6% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Amerisave Mortgage Company originate in South Carolina in 2024?
460 loans totalling $61m, from 2,639 applications reported for properties in South Carolina.
What is Amerisave Mortgage Company's denial rate in South Carolina?
79.7% of decided applications in South Carolina were denied, against 25.2% for all lenders in the state and 81.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which South Carolina counties does Amerisave Mortgage Company lend in most?
By originations: Horry County (46), York County (40), Greenville County (39), Charleston County (34), Richland County (31).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in South Carolina. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.