Lenders › Amerisave Mortgage Company › Washington
Amerisave Mortgage Company in Washington
HMDA record for properties in Washington, calendar year 2024. National record · Washington overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Washington, Amerisave Mortgage Company reported 2,238 applications and 344 originations for 2024, $56m in all.
Its denial rate in the state was 81.4%, above the Washington rate of 21.3% across all lenders and compared with the lender's national rate of 81.9%.
The median rate spread on its Washington originations was 3.8 percentage points (state median 0.4).
Applications in the state were up 16% on 2023.
Compared with the state and the lender's national record
| Measure | In Washington | Washington, all lenders | Amerisave Mortgage Company, all states | United States |
|---|---|---|---|---|
| Denial rate | 81.4% | 21.3% | 81.9% | 24.3% |
| Median rate spread, pp | 3.8 | 0.4 | 3.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 62.6% | 15.8% | 54.7% | 15.6% |
| Average originated loan | $163k | $440k | $145k | $329k |
| Home purchase share | 4.4% | 54.5% | 6.6% | 57.0% |
| FHA-insured share | 13.4% | 9.9% | 20.9% | 13.4% |
| VA-guaranteed share | 6.4% | 8.6% | 5.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWashington, all lenders
Loan purpose and loan type in Washington
By purpose
Home purchase 4% (15)Refinancing 2% (6)Cash-out refinancing 94% (323)
By type
Conventional 80% (276)FHA 13% (46)VA 6% (22)
Denial reasons as coded
Share of 1,557 denials in Washington by first denial reason coded (outlined bar: all lenders in the state).
Counties in Washington
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Pierce County | 324 | 72 | $11m | 74.0% |
| King County | 424 | 56 | $11m | 83.8% |
| Snohomish County | 257 | 36 | $6.5m | 82.4% |
| Spokane County | 177 | 26 | $3.4m | 81.5% |
| Clark County | 132 | 22 | $4.2m | 80.0% |
| Benton County | 82 | 19 | $2.8m | 70.6% |
| Thurston County | 99 | 14 | $1.8m | 83.1% |
| Yakima County | 79 | 10 | $1.8m | 84.5% |
| Kitsap County | 72 | 10 | $1.8m | 84.6% |
| Grant County | 40 | 9 | $1.5m | 73.5% |
| Cowlitz County | 45 | 7 | $995k | 80.0% |
| Whatcom County | 47 | 6 | $860k | 85.0% |
| Skagit County | 41 | 6 | $930k | 81.8% |
| Mason County | 31 | 6 | $1.2m | 76.9% |
| Stevens County | 40 | 5 | $815k | 85.3% |
| Grays Harbor County | 32 | 5 | $335k | 83.3% |
| Chelan County | 29 | 5 | $385k | 80.0% |
| Lewis County | 41 | 4 | $1.2m | 88.2% |
| Walla Walla County | 29 | 4 | $1.1m | 84.6% |
| Clallam County | 29 | 3 | $335k | — |
| Island County | 29 | 3 | $545k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Amerisave Mortgage Company originate in Washington in 2024?
344 loans totalling $56m, from 2,238 applications reported for properties in Washington.
What is Amerisave Mortgage Company's denial rate in Washington?
81.4% of decided applications in Washington were denied, against 21.3% for all lenders in the state and 81.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Washington counties does Amerisave Mortgage Company lend in most?
By originations: Pierce County (72), King County (56), Snohomish County (36), Spokane County (26), Clark County (22).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Washington. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.