Lenders › Farmers National Bank › Ohio
Farmers National Bank in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Ohio, Farmers National Bank reported 1,612 applications and 1,149 originations for 2024, $213m in all.
Its denial rate in the state was 20.1%, below the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 21.4%.
The median rate spread on its Ohio originations was -0.0 percentage points (state median 0.5).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | Farmers National Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 20.1% | 23.5% | 21.4% | 24.3% |
| Median rate spread, pp | -0.0 | 0.5 | 0.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 7.6% | 17.7% | 8.4% | 15.6% |
| Average originated loan | $185k | $218k | $193k | $329k |
| Home purchase share | 41.4% | 51.7% | 42.3% | 57.0% |
| FHA-insured share | 1.7% | 12.3% | 1.6% | 13.4% |
| VA-guaranteed share | 1.0% | 5.9% | 0.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 41% (476)Home improvement 24% (280)Refinancing 21% (241)Cash-out refinancing 3% (40)Other purpose 10% (112)
By type
Conventional 97% (1,117)FHA 2% (20)VA 1% (12)
Denial reasons as coded
Share of 300 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Mahoning County | 385 | 272 | $52m | 18.7% |
| Trumbull County | 289 | 206 | $32m | 20.2% |
| Wayne County | 245 | 187 | $33m | 17.6% |
| Stark County | 203 | 137 | $28m | 25.4% |
| Columbiana County | 165 | 115 | $14m | 21.4% |
| Summit County | 61 | 43 | $9.0m | 16.4% |
| Portage County | 42 | 31 | $3.8m | 20.0% |
| Cuyahoga County | 46 | 30 | $7.8m | 20.5% |
| Medina County | 32 | 22 | $4.6m | 21.4% |
| Geauga County | 25 | 16 | $3.1m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Farmers National Bank originate in Ohio in 2024?
1,149 loans totalling $213m, from 1,612 applications reported for properties in Ohio.
What is Farmers National Bank's denial rate in Ohio?
20.1% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 21.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does Farmers National Bank lend in most?
By originations: Mahoning County (272), Trumbull County (206), Wayne County (187), Stark County (137), Columbiana County (115).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.