TEN Credit Union reported 87 applications for homes in Tennessee in the HMDA data of 2025.
It originated 59 loans in the state in 2025, for $12.6 million in total.
The median interest rate of these loans in 2025 was 6.125%, and the median of all lenders in Tennessee was 6.375%.
The median total loan costs in 2025 were $2,802, and the state median was $6,537.
It denied 13.2% of the applications that it decided in the state in 2025, and the state denial rate was 21.7%.
Filed figures of TEN Credit Union in Tennessee, 2025
Figure
In TN
Lender, all states
TN, all lenders
Applications
87
87
303,477
Loans originated
59
59
176,247
Median interest rate
6.125%
6.125%
6.375%
Median total loan costs
$2,802
$2,802
$6,537
Denial rate
13.2%
13.2%
21.7%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of TEN Credit Union in Tennessee, 2025Each value has the median of all lenders in Tennessee under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in TN
42
6.125%TN 6.375%
$2,802TN $6,537
$1,775TN $2,562
n/aTN $2,999
n/aTN $300
6.233TN 0.169
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 6.233 percentage points above the average prime offer rate. On a loan of $300,000, that is about $18,699 more a year, or $1,558 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Tennessee. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of TEN Credit Union were in Tennessee in 2025?
59 of its loans originated, out of 59 in all states. That is 100.0%.
Which loan types did TEN Credit Union originate in Tennessee in 2025?
All its loans in the state were of one type: 59 conventional.
How did the applications of TEN Credit Union in Tennessee change from 2022 to 2025?
It reported 384 applications in 2022 and 87 in 2025.
What share of the applications in Tennessee did TEN Credit Union report in 2025?
0.0%: 87 out of 303,477 applications of all lenders in the state.