Lenders › Das Acquisition Company, LLC › Michigan
Das Acquisition Company, LLC in Michigan
HMDA record for properties in Michigan, calendar year 2024. National record · Michigan overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Das Acquisition Company, LLC's 2024 HMDA record for Michigan covers 500 applications, 368 of them originated, worth $70m.
Its denial rate in the state was 1.7%, below the Michigan rate of 23.9% across all lenders and compared with the lender's national rate of 2.9%.
The median rate spread on its Michigan originations was 0.6 percentage points (state median 0.5).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Michigan | Michigan, all lenders | Das Acquisition Company, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 1.7% | 23.9% | 2.9% | 24.3% |
| Median rate spread, pp | 0.6 | 0.5 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 9.5% | 18.4% | 8.8% | 15.6% |
| Average originated loan | $190k | $212k | $262k | $329k |
| Home purchase share | 89.7% | 51.2% | 90.7% | 57.0% |
| FHA-insured share | 25.3% | 10.0% | 28.4% | 13.4% |
| VA-guaranteed share | 6.5% | 4.5% | 9.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMichigan, all lenders
Loan purpose and loan type in Michigan
By purpose
Home purchase 90% (330)Refinancing 3% (12)Cash-out refinancing 7% (26)
By type
Conventional 62% (229)FHA 25% (93)VA 7% (24)USDA 6% (22)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Michigan
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Genesee County | 146 | 112 | $18m | 1.6% |
| Bay County | 90 | 66 | $11m | 2.8% |
| Saginaw County | 52 | 39 | $6.4m | 2.2% |
| Tuscola County | 25 | 19 | $3.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Das Acquisition Company, LLC originate in Michigan in 2024?
368 loans totalling $70m, from 500 applications reported for properties in Michigan.
What is Das Acquisition Company, LLC's denial rate in Michigan?
1.7% of decided applications in Michigan were denied, against 23.9% for all lenders in the state and 2.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Michigan counties does Das Acquisition Company, LLC lend in most?
By originations: Genesee County (112), Bay County (66), Saginaw County (39), Tuscola County (19).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Michigan. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.