Name of the lender

Everbank N.A. in CaliforniaMortgage rates, total loan costs and denial rate for homes in California, 2025

HMDA year2025

StateCalifornia

Head office: Jacksonville, FL
Reporting agency: Office of the Comptroller of the Currency (OCC)
Legal Entity Identifier (LEI)

All states of this lender

Everbank N.A. reported 295 applications for homes in California in the HMDA data of 2025.

It originated 265 loans in the state in 2025, for $945 million in total.

This page shows no median interest rate for California in 2025: under 20 loans with a rate.

This page shows no median total loan costs for California, because fewer than 20 loans report the amount.

It denied 6.0% of the applications that it decided in the state in 2025, and the state denial rate was 22.4%.

Filed figures of Everbank N.A. in California, 2025
Figure	In CA	Lender, all states	CA, all lenders
Applications	295	354	1,018,191
Loans originated	265	308	572,268
Median interest rate	n/a	n/a	6.375%
Median total loan costs	n/a	n/a	$8,053
Denial rate	6.0%	7.4%	22.4%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on 2 Oct 2026. The figures on this page are from the HMDA data of 2025, the snapshot dataset.

PricingMedians of 2025 loans in CA

Median interest rate in CANot shown

A median needs 20 loans with a reported interest rate. No loan of the lender is in the loans that the medians use.

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

Action taken and loan types

Records in California by the action taken
Action taken	Records	Share
1Loan originated	265	65.9%
2Application approved but not accepted	2	0.5%
3Application denied	17	4.2%
4Application withdrawn by applicant	11	2.7%
5File closed for incompleteness	0	0.0%
6Purchased loan	107	26.6%
7Preapproval request denied	0	0.0%
8Preapproval request approved but not accepted	0	0.0%

Applications in California by loan type
Loan type	Applications	Loans originated	Denial rate
Conventional	294	265	5.7%
FHA-insured	1	0	n/a

Counties in California

Counties of Everbank N.A. in California with 25 applications or more, 2025In order of the names.
County	Applications	Loans originated	Amount	Denial rate
Los Angeles County	204	187	$597 million	5.5%
San Diego County	26	19	$95.7 million	n/a

Figures by year

Everbank N.A. in California by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
Year	Applications	Loans originated	Amount	Median interest rate	Median total loan costs	Denial rate
2025	295	265	$945 million	n/a	n/a	6.0%
2024	n/a	n/a	n/a	n/a	n/a	n/a
2023	n/a	n/a	n/a	n/a	n/a	n/a
2022	n/a	n/a	n/a	n/a	n/a	n/a

Official channelsLinks checked 2 Oct 2026

HMDA Data Browser (FFIEC and CFPB)The HMDA records of this lender in this state, with a CSV download.
Submit a complaint (Consumer Financial Protection Bureau)The CFPB form for a complaint about a mortgage or a lender.
Financial Institution Lists (Office of the Comptroller of the Currency)The OCC lists of the national banks and federal savings associations that it regulates.
BankFind Suite (Federal Deposit Insurance Corporation)The FDIC search for an insured bank: its status, its offices and its regulator.

Cite this page

Page: Lender Register, "Everbank N.A. in California: mortgage rates, 2025", https://lenderregister.com/lender/5z1uq1cwy0dq3kjwdq07-everbank-n-a/ca/
Source: Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date: HMDA year 2025. Page made 2 Oct 2026.

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in California. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Everbank N.A. were in California in 2025?: 265 of its loans originated, out of 308 in all states. That is 86.0%.
In which counties of California did Everbank N.A. originate the most loans in 2025?: The three with the most loans were Los Angeles County (187) and San Diego County (19).
Which loan types did Everbank N.A. originate in California in 2025?: All its loans in the state were of one type: 265 conventional.
What share of the applications in California did Everbank N.A. report in 2025?: 0.0%: 295 out of 1,018,191 applications of all lenders in the state.