Lenders › Us Bank, N.A. › Indiana
Us Bank, N.A. in Indiana
HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Indiana, Us Bank, N.A. reported 1,801 applications and 691 originations for 2024, $120m in all.
Its denial rate in the state was 54.4%, above the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 41.5%.
The median rate spread on its Indiana originations was 1.0 percentage points (state median 0.5).
Applications in the state were down 8% on 2023.
Compared with the state and the lender's national record
| Measure | In Indiana | Indiana, all lenders | Us Bank, N.A., all states | United States |
|---|---|---|---|---|
| Denial rate | 54.4% | 21.5% | 41.5% | 24.3% |
| Median rate spread, pp | 1.0 | 0.5 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 33.6% | 15.8% | 24.2% | 15.6% |
| Average originated loan | $174k | $216k | $403k | $329k |
| Home purchase share | 44.1% | 53.1% | 46.8% | 57.0% |
| FHA-insured share | 3.3% | 14.5% | 2.4% | 13.4% |
| VA-guaranteed share | 1.7% | 6.0% | 1.6% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIndiana, all lenders
Loan purpose and loan type in Indiana
By purpose
Home purchase 44% (305)Home improvement 20% (137)Refinancing 7% (49)Cash-out refinancing 7% (50)Other purpose 22% (150)
By type
Conventional 95% (655)FHA 3% (23)VA 2% (12)USDA 0% (1)
Denial reasons as coded
Share of 844 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Indiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Marion County | 308 | 104 | $19m | 59.5% |
| Hamilton County | 143 | 74 | $22m | 31.5% |
| Lake County | 163 | 49 | $9.2m | 62.5% |
| Wayne County | 95 | 46 | $4.3m | 33.8% |
| Dearborn County | 71 | 35 | $4.4m | 41.7% |
| Clark County | 89 | 33 | $5.3m | 56.0% |
| Allen County | 68 | 28 | $4.1m | 53.3% |
| Hendricks County | 44 | 22 | $4.5m | 41.0% |
| Porter County | 47 | 21 | $4.8m | 52.3% |
| Johnson County | 51 | 19 | $3.2m | 59.6% |
| Floyd County | 38 | 17 | $3.0m | 44.1% |
| St. Joseph County | 48 | 16 | $2.3m | 61.4% |
| Tippecanoe County | 35 | 14 | $2.7m | 53.3% |
| Fayette County | 26 | 14 | $1.0m | — |
| Elkhart County | 39 | 12 | $2.6m | 68.4% |
| Vanderburgh County | 34 | 12 | $1.3m | 61.8% |
| LaPorte County | 35 | 11 | $1.4m | 57.1% |
| Boone County | 26 | 11 | $3.0m | — |
| Hancock County | 29 | 9 | $785k | 66.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Us Bank, N.A. originate in Indiana in 2024?
691 loans totalling $120m, from 1,801 applications reported for properties in Indiana.
What is Us Bank, N.A.'s denial rate in Indiana?
54.4% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 41.5% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Indiana counties does Us Bank, N.A. lend in most?
By originations: Marion County (104), Hamilton County (74), Lake County (49), Wayne County (46), Dearborn County (35).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.