US Bank, N.A. reported 1,534 applications for homes in Kansas in the HMDA data of 2025.
It originated 772 loans in the state in 2025, for $164 million in total.
The median interest rate of these loans in 2025 was 6.500%, and the median of all lenders in Kansas was 6.500%.
The median total loan costs in 2025 were $2,910, and the state median was $3,885.
It denied 37.7% of the applications that it decided in the state in 2025, and the state denial rate was 18.3%.
Filed figures of US Bank, N.A. in Kansas, 2025
Figure
In KS
Lender, all states
KS, all lenders
Applications
1,534
151,832
94,814
Loans originated
772
74,635
60,511
Median interest rate
6.500%
6.375%
6.500%
Median total loan costs
$2,910
$4,692
$3,885
Denial rate
37.7%
39.5%
18.3%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of US Bank, N.A. in Kansas, 2025Each value has the median of all lenders in Kansas under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in KS
386
6.500%KS 6.500%
$2,910KS $3,885
$1,020KS $1,460
$598KS $1,538
$788KS $391
0.104KS 0.208
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.104 percentage points above the average prime offer rate. On a loan of $300,000, that is about $312 more a year, or $26 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Kansas. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of US Bank, N.A. were in Kansas in 2025?
772 of its loans originated, out of 74,635 in all states. That is 1.0%.
In which counties of Kansas did US Bank, N.A. originate the most loans in 2025?
The three with the most loans were Johnson County (338), Shawnee County (102) and Wyandotte County (73).
Which loan types did US Bank, N.A. originate in Kansas in 2025?
728 conventional, 24 FHA, 18 VA and 2 USDA.
How did the applications of US Bank, N.A. in Kansas change from 2022 to 2025?
It reported 2,397 applications in 2022 and 1,534 in 2025.