Lenders › JPMorgan Chase Bank, NA › Colorado
JPMorgan Chase Bank, NA in Colorado
HMDA record for properties in Colorado, calendar year 2024. National record · Colorado overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Colorado, JPMorgan Chase Bank, NA reported 2,373 applications and 1,482 originations for 2024, $1.4bn in all.
Its denial rate in the state was 11.8%, below the Colorado rate of 21.6% across all lenders and compared with the lender's national rate of 12.8%.
The median rate spread on its Colorado originations was 0.0 percentage points (state median 0.3).
Applications in the state were up 31% on 2023.
Compared with the state and the lender's national record
| Measure | In Colorado | Colorado, all lenders | JPMorgan Chase Bank, NA, all states | United States |
|---|---|---|---|---|
| Denial rate | 11.8% | 21.6% | 12.8% | 24.3% |
| Median rate spread, pp | 0.0 | 0.3 | 0.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.4% | 14.7% | 2.0% | 15.6% |
| Average originated loan | $968k | $416k | $627k | $329k |
| Home purchase share | 72.1% | 55.7% | 73.8% | 57.0% |
| FHA-insured share | 0.9% | 12.3% | 1.7% | 13.4% |
| VA-guaranteed share | 1.3% | 9.7% | 1.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateColorado, all lenders
Loan purpose and loan type in Colorado
By purpose
Home purchase 72% (1,068)Home improvement 2% (24)Refinancing 10% (142)Cash-out refinancing 13% (190)Other purpose 4% (58)
By type
Conventional 98% (1,448)FHA 1% (14)VA 1% (20)
Denial reasons as coded
Share of 204 denials in Colorado by first denial reason coded (outlined bar: all lenders in the state).
Counties in Colorado
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Denver County | 480 | 326 | $318m | 9.0% |
| Adams County | 238 | 142 | $59m | 13.5% |
| Arapahoe County | 242 | 139 | $141m | 14.6% |
| Jefferson County | 204 | 130 | $75m | 12.1% |
| Douglas County | 195 | 127 | $92m | 10.3% |
| Larimer County | 155 | 96 | $38m | 11.9% |
| El Paso County | 159 | 95 | $41m | 6.7% |
| Boulder County | 156 | 94 | $87m | 12.7% |
| Weld County | 122 | 79 | $33m | 15.8% |
| Pitkin County | 53 | 33 | $328m | 2.9% |
| Eagle County | 56 | 28 | $49m | 25.6% |
| Grand County | 25 | 20 | $22m | — |
| Summit County | 35 | 19 | $28m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did JPMorgan Chase Bank, NA originate in Colorado in 2024?
1,482 loans totalling $1.4bn, from 2,373 applications reported for properties in Colorado.
What is JPMorgan Chase Bank, NA's denial rate in Colorado?
11.8% of decided applications in Colorado were denied, against 21.6% for all lenders in the state and 12.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Colorado counties does JPMorgan Chase Bank, NA lend in most?
By originations: Denver County (326), Adams County (142), Arapahoe County (139), Jefferson County (130), Douglas County (127).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Colorado. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.