Lenders › JPMorgan Chase Bank, NA › Illinois
JPMorgan Chase Bank, NA in Illinois
HMDA record for properties in Illinois, calendar year 2024. National record · Illinois overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
JPMorgan Chase Bank, NA's 2024 HMDA record for Illinois covers 11,455 applications, 7,493 of them originated, worth $3.2bn.
Its denial rate in the state was 12.7%, below the Illinois rate of 23.3% across all lenders and compared with the lender's national rate of 12.8%.
The median rate spread on its Illinois originations was 0.1 percentage points (state median 0.5).
Applications in the state were up 37% on 2023.
Compared with the state and the lender's national record
| Measure | In Illinois | Illinois, all lenders | JPMorgan Chase Bank, NA, all states | United States |
|---|---|---|---|---|
| Denial rate | 12.7% | 23.3% | 12.8% | 24.3% |
| Median rate spread, pp | 0.1 | 0.5 | 0.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 1.8% | 15.4% | 2.0% | 15.6% |
| Average originated loan | $421k | $273k | $627k | $329k |
| Home purchase share | 71.9% | 61.1% | 73.8% | 57.0% |
| FHA-insured share | 2.2% | 10.7% | 1.7% | 13.4% |
| VA-guaranteed share | 0.8% | 4.9% | 1.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIllinois, all lenders
Loan purpose and loan type in Illinois
By purpose
Home purchase 72% (5,391)Home improvement 1% (106)Refinancing 14% (1,014)Cash-out refinancing 10% (775)Other purpose 3% (207)
By type
Conventional 97% (7,266)FHA 2% (168)VA 1% (59)
Denial reasons as coded
Share of 1,112 denials in Illinois by first denial reason coded (outlined bar: all lenders in the state).
Counties in Illinois
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cook County | 6,936 | 4,511 | $2.1bn | 12.9% |
| DuPage County | 1,081 | 725 | $319m | 11.6% |
| Will County | 801 | 517 | $150m | 13.1% |
| Lake County | 776 | 481 | $266m | 12.7% |
| Kane County | 564 | 403 | $123m | 8.9% |
| McHenry County | 222 | 157 | $40m | 9.6% |
| Winnebago County | 171 | 106 | $16m | 18.0% |
| Kendall County | 109 | 67 | $18m | 11.7% |
| Peoria County | 76 | 50 | $9.8m | 13.8% |
| McLean County | 55 | 42 | $9.8m | 15.7% |
| Sangamon County | 57 | 41 | $6.4m | 17.3% |
| Champaign County | 61 | 39 | $8.7m | 20.4% |
| DeKalb County | 51 | 33 | $7.7m | 15.4% |
| Kankakee County | 41 | 32 | $6.2m | 2.9% |
| St. Clair County | 38 | 27 | $5.0m | 10.0% |
| Madison County | 42 | 25 | $5.8m | 7.4% |
| Macon County | 37 | 24 | $4.0m | 10.7% |
| Grundy County | 31 | 22 | $5.3m | — |
| LaSalle County | 25 | 19 | $3.1m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did JPMorgan Chase Bank, NA originate in Illinois in 2024?
7,493 loans totalling $3.2bn, from 11,455 applications reported for properties in Illinois.
What is JPMorgan Chase Bank, NA's denial rate in Illinois?
12.7% of decided applications in Illinois were denied, against 23.3% for all lenders in the state and 12.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Illinois counties does JPMorgan Chase Bank, NA lend in most?
By originations: Cook County (4,511), DuPage County (725), Will County (517), Lake County (481), Kane County (403).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Illinois. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.