Lenders › JPMorgan Chase Bank, NA › West Virginia
JPMorgan Chase Bank, NA in West Virginia
HMDA record for properties in West Virginia, calendar year 2024. National record · West Virginia overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
JPMorgan Chase Bank, NA's 2024 HMDA record for West Virginia covers 379 applications, 231 of them originated, worth $43m.
Its denial rate in the state was 14.5%, below the West Virginia rate of 28.3% across all lenders and compared with the lender's national rate of 12.8%.
The median rate spread on its West Virginia originations was 0.4 percentage points (state median 0.4).
Applications in the state were down 7% on 2023.
Compared with the state and the lender's national record
| Measure | In West Virginia | West Virginia, all lenders | JPMorgan Chase Bank, NA, all states | United States |
|---|---|---|---|---|
| Denial rate | 14.5% | 28.3% | 12.8% | 24.3% |
| Median rate spread, pp | 0.4 | 0.4 | 0.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 9.1% | 15.8% | 2.0% | 15.6% |
| Average originated loan | $187k | $195k | $627k | $329k |
| Home purchase share | 69.3% | 61.4% | 73.8% | 57.0% |
| FHA-insured share | 5.2% | 17.5% | 1.7% | 13.4% |
| VA-guaranteed share | 3.5% | 9.4% | 1.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWest Virginia, all lenders
Loan purpose and loan type in West Virginia
By purpose
Home purchase 69% (160)Home improvement 5% (11)Refinancing 5% (12)Cash-out refinancing 17% (40)Other purpose 3% (8)
By type
Conventional 91% (211)FHA 5% (12)VA 3% (8)
Denial reasons as coded
Share of 40 denials in West Virginia by first denial reason coded (outlined bar: all lenders in the state).
Counties in West Virginia
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Kanawha County | 66 | 35 | $6.8m | 16.7% |
| Cabell County | 41 | 25 | $4.8m | 16.7% |
| Harrison County | 27 | 17 | $3.6m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did JPMorgan Chase Bank, NA originate in West Virginia in 2024?
231 loans totalling $43m, from 379 applications reported for properties in West Virginia.
What is JPMorgan Chase Bank, NA's denial rate in West Virginia?
14.5% of decided applications in West Virginia were denied, against 28.3% for all lenders in the state and 12.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which West Virginia counties does JPMorgan Chase Bank, NA lend in most?
By originations: Kanawha County (35), Cabell County (25), Harrison County (17).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in West Virginia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.