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Landmark National Bank in Kansas

HMDA record for properties in Kansas, calendar year 2024. National record · Kansas overview

LEI 8AI385EP1ZJCMUOZ8022
Reporting agency Office of the Comptroller of the Currency
State Kansas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Landmark National Bank's 2024 HMDA record for Kansas covers 784 applications, 619 of them originated, worth $138m.

Its denial rate in the state was 4.9%, below the Kansas rate of 19.2% across all lenders and compared with the lender's national rate of 4.7%.

The median rate spread on its Kansas originations was 0.0 percentage points (state median 0.4).

Applications in the state were down 16% on 2023.

784applications in KS, 202489.0% of the lender's total
619loans originated$138m
4.9%denial rateKS all lenders 19.2%
0.0 ppmedian rate spreadKS 0.4 pp

Compared with the state and the lender's national record

MeasureIn KansasKansas, all lendersLandmark National Bank, all statesUnited States
Denial rate4.9%19.2%4.7%24.3%
Median rate spread, pp0.00.40.00.3
Originations with spread of 1.5 pp or more1.3%14.2%1.1%15.6%
Average originated loan$224k$242k$237k$329k
Home purchase share89.7%58.5%89.4%57.0%
FHA-insured share7.9%11.3%7.3%13.4%
VA-guaranteed share6.3%9.3%5.6%7.9%

Trend by year

ApplicationsOriginations

0630.51,2612022: 1,261 Applications2023: 929 Applications2024: 784 Applications2022: 1,065 Originations2023: 783 Originations2024: 619 Originations202220232024
Landmark National Bank in Kansas: applications and originations, 2022–2024

This lender in stateKansas, all lenders

0%9.9%19.8%2022: 4.2% This lender in state2023: 5.4% This lender in state2024: 4.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Kansas

By purpose

Home purchase 90% (555)Home improvement 2% (12)Refinancing 4% (22)Cash-out refinancing 4% (23)Other purpose 1% (7)

By type

Conventional 78% (480)FHA 8% (49)VA 6% (39)USDA 8% (51)

Denial reasons as coded

Credit history53.1%
Debt-to-income ratio34.4%
Employment history6.3%
Unverifiable information3.1%
Other3.1%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 32 denials in Kansas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Kansas

CountyApplicationsOriginationsAmountDenial rate
Riley County11392$22m4.2%
Ford County10392$19m2.1%
Shawnee County8068$14m2.9%
Johnson County8264$28m0.0%
Barton County5450$7.2m3.8%
Geary County6042$7.7m4.4%
Douglas County4332$10m5.9%
Pottawatomie County3426$6.1m0.0%
Dickinson County2718$3.5m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Landmark National Bank originate in Kansas in 2024?

619 loans totalling $138m, from 784 applications reported for properties in Kansas.

What is Landmark National Bank's denial rate in Kansas?

4.9% of decided applications in Kansas were denied, against 19.2% for all lenders in the state and 4.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Kansas counties does Landmark National Bank lend in most?

By originations: Riley County (92), Ford County (92), Shawnee County (68), Johnson County (64), Barton County (50).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Kansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.