Lenders › Zions Bancorporation, N.A. › Nevada
Zions Bancorporation, N.A. in Nevada
HMDA record for properties in Nevada, calendar year 2024. National record · Nevada overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Zions Bancorporation, N.A.'s 2024 HMDA record for Nevada covers 2,513 applications, 1,223 of them originated, worth $365m.
Its denial rate in the state was 37.9%, above the Nevada rate of 23.9% across all lenders and compared with the lender's national rate of 33.1%.
The median rate spread on its Nevada originations was -1.1 percentage points (state median 0.3).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Nevada | Nevada, all lenders | Zions Bancorporation, N.A., all states | United States |
|---|---|---|---|---|
| Denial rate | 37.9% | 23.9% | 33.1% | 24.3% |
| Median rate spread, pp | -1.1 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 5.7% | 18.4% | 8.7% | 15.6% |
| Average originated loan | $299k | $366k | $439k | $329k |
| Home purchase share | 28.4% | 61.5% | 26.5% | 57.0% |
| FHA-insured share | 0.8% | 18.3% | 0.4% | 13.4% |
| VA-guaranteed share | 0.4% | 10.8% | 0.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNevada, all lenders
Loan purpose and loan type in Nevada
By purpose
Home purchase 28% (347)Home improvement 20% (249)Refinancing 19% (238)Cash-out refinancing 5% (65)Other purpose 26% (324)
By type
Conventional 99% (1,208)FHA 1% (10)VA 0% (5)
Denial reasons as coded
Share of 944 denials in Nevada by first denial reason coded (outlined bar: all lenders in the state).
Counties in Nevada
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Clark County | 1,963 | 963 | $297m | 38.5% |
| Washoe County | 237 | 120 | $41m | 34.8% |
| Nye County | 94 | 29 | $5.1m | 47.3% |
| Lyon County | 47 | 23 | $3.3m | 34.0% |
| Elko County | 44 | 23 | $3.1m | 35.7% |
| Douglas County | 32 | 18 | $8.3m | 19.4% |
| Carson City | 31 | 17 | $2.8m | 29.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Zions Bancorporation, N.A. originate in Nevada in 2024?
1,223 loans totalling $365m, from 2,513 applications reported for properties in Nevada.
What is Zions Bancorporation, N.A.'s denial rate in Nevada?
37.9% of decided applications in Nevada were denied, against 23.9% for all lenders in the state and 33.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nevada counties does Zions Bancorporation, N.A. lend in most?
By originations: Clark County (963), Washoe County (120), Nye County (29), Lyon County (23), Elko County (23).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nevada. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.