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Zippy Loans, LLC in Iowa
HMDA record for properties in Iowa, calendar year 2024. National record · Iowa overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Zippy Loans, LLC's 2024 HMDA record for Iowa covers 175 applications, 51 of them originated, worth $2.2m.
Its denial rate in the state was 50.0%, above the Iowa rate of 15.9% across all lenders and compared with the lender's national rate of 69.3%.
The median rate spread on its Iowa originations was 0.1 percentage points (state median 0.2).
Compared with the state and the lender's national record
| Measure | In Iowa | Iowa, all lenders | Zippy Loans, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 50.0% | 15.9% | 69.3% | 24.3% |
| Median rate spread, pp | 0.1 | 0.2 | 0.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.0% | 15.6% | 0.0% | 15.6% |
| Average originated loan | $43k | $187k | $49k | $329k |
| Home purchase share | 100.0% | 57.7% | 100.0% | 57.0% |
| FHA-insured share | 0.0% | 8.2% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 5.2% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIowa, all lenders
Loan purpose and loan type in Iowa
By purpose
Home purchase 100% (51)
By type
Conventional 100% (51)
Denial reasons as coded
Share of 52 denials in Iowa by first denial reason coded (outlined bar: all lenders in the state).
Counties in Iowa
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did Zippy Loans, LLC originate in Iowa in 2024?
51 loans totalling $2.2m, from 175 applications reported for properties in Iowa.
What is Zippy Loans, LLC's denial rate in Iowa?
50.0% of decided applications in Iowa were denied, against 15.9% for all lenders in the state and 69.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Iowa counties does Zippy Loans, LLC lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Iowa. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.