Lenders › Pacific Equity and Loan › Washington
Pacific Equity and Loan in Washington
HMDA record for properties in Washington, calendar year 2024. National record · Washington overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Pacific Equity and Loan's 2024 HMDA record for Washington covers 120 applications, 77 of them originated, worth $47m.
Its denial rate in the state was 2.5%, below the Washington rate of 21.3% across all lenders and compared with the lender's national rate of 5.7%.
Applications in the state were up 36% on 2023.
Compared with the state and the lender's national record
| Measure | In Washington | Washington, all lenders | Pacific Equity and Loan, all states | United States |
|---|---|---|---|---|
| Denial rate | 2.5% | 21.3% | 5.7% | 24.3% |
| Median rate spread, pp | — | 0.4 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 15.8% | — | 15.6% |
| Average originated loan | $615k | $440k | $455k | $329k |
| Home purchase share | 70.1% | 54.5% | 83.9% | 57.0% |
| FHA-insured share | 0.0% | 9.9% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 8.6% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWashington, all lenders
Loan purpose and loan type in Washington
By purpose
Home purchase 70% (54)Refinancing 29% (22)Cash-out refinancing 1% (1)
By type
Conventional 100% (77)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Washington
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did Pacific Equity and Loan originate in Washington in 2024?
77 loans totalling $47m, from 120 applications reported for properties in Washington.
What is Pacific Equity and Loan's denial rate in Washington?
2.5% of decided applications in Washington were denied, against 21.3% for all lenders in the state and 5.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Washington counties does Pacific Equity and Loan lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Washington. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.