Lenders › Saygo Home Loans, LLC › Illinois
Saygo Home Loans, LLC in Illinois
HMDA record for properties in Illinois, calendar year 2024. National record · Illinois overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Saygo Home Loans, LLC's 2024 HMDA record for Illinois covers 132 applications, 11 of them originated, worth $3.6m.
Rates are withheld: fewer than 25 applications.
Compared with the state and the lender's national record
| Measure | In Illinois | Illinois, all lenders | Saygo Home Loans, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | — | 23.3% | 12.8% | 24.3% |
| Median rate spread, pp | — | 0.5 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | — | 15.4% | 0.8% | 15.6% |
| Average originated loan | — | $273k | $335k | $329k |
| Home purchase share | 18.2% | 61.1% | 1.6% | 57.0% |
| FHA-insured share | 36.4% | 10.7% | 22.0% | 13.4% |
| VA-guaranteed share | 45.5% | 4.9% | 34.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIllinois, all lenders
Loan purpose and loan type in Illinois
By purpose
Home purchase 18% (2)Refinancing 18% (2)Cash-out refinancing 64% (7)
By type
Conventional 18% (2)FHA 36% (4)VA 45% (5)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Illinois
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cook County | 52 | 2 | $630k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Saygo Home Loans, LLC originate in Illinois in 2024?
11 loans totalling $3.6m, from 132 applications reported for properties in Illinois.
What is Saygo Home Loans, LLC's denial rate in Illinois?
Withheld: fewer than 25 applications.
Which Illinois counties does Saygo Home Loans, LLC lend in most?
By originations: Cook County (2).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Illinois. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.