Lenders › Saygo Home Loans, LLC › New Jersey
Saygo Home Loans, LLC in New Jersey
HMDA record for properties in New Jersey, calendar year 2024. National record · New Jersey overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In New Jersey, Saygo Home Loans, LLC reported 116 applications and 8 originations for 2024, $2.8m in all.
Rates are withheld: fewer than 25 applications.
Compared with the state and the lender's national record
| Measure | In New Jersey | New Jersey, all lenders | Saygo Home Loans, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | — | 26.0% | 12.8% | 24.3% |
| Median rate spread, pp | — | 0.4 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | — | 17.7% | 0.8% | 15.6% |
| Average originated loan | — | $387k | $335k | $329k |
| Home purchase share | 0.0% | 51.0% | 1.6% | 57.0% |
| FHA-insured share | 25.0% | 11.2% | 22.0% | 13.4% |
| VA-guaranteed share | 25.0% | 2.9% | 34.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNew Jersey, all lenders
Loan purpose and loan type in New Jersey
By purpose
Refinancing 13% (1)Cash-out refinancing 88% (7)
By type
Conventional 50% (4)FHA 25% (2)VA 25% (2)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in New Jersey
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did Saygo Home Loans, LLC originate in New Jersey in 2024?
8 loans totalling $2.8m, from 116 applications reported for properties in New Jersey.
What is Saygo Home Loans, LLC's denial rate in New Jersey?
Withheld: fewer than 25 applications.
Which New Jersey counties does Saygo Home Loans, LLC lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Jersey. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.